Rob Cavaness is a founding partner of Santa Barbara Health Insurance Services. Rob has over 17 years of customer service and sales experience. He graduated with a bachelor's degree in Economics from the University of California at Santa Barbara in 1988. He is a member of the National Association of Health Underwriters.
Rob is committed to helping people make smart decisions with their individual and group health insurance. Often times he is able to show them a much smarter and less expensive way to insure themselves. He has the client's best interests at heart at all times. Steve Byrd, CLU is a founding partner in Santa Barbara Health Insurance Solutions.
Rob is committed to helping people make smart decisions with their individual and group health insurance. Often times he is able to show them a much smarter and less expensive way to insure themselves. He has the client's best interests at heart at all times. Steve Byrd, CLU is a founding partner in Santa Barbara Health Insurance Solutions.
Services
Our family has been using Rob Cavaness at Santa Barbara Health Insurance for many years. Our insurance needs have always been pretty basic until our daughter was suddenly diagnosed with an autoimmune disease which sent her to the hospital for many days. Rob was right there helping us navigate our current coverage and what options would be most suitable for us moving forward.
Here at Santa Barbara Health Insurance Services we know that no web site can substitute for courteous service from an experienced professional. Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs. Feel free to call us any time at (800) 765-1540.
There are four main types of health insurance. Traditional indemnity plans are at one end of the spectrum and health maintenance organizations (HMOs) are at the other. Preferred provider organizations (PPOs) and point-of-service plans (POS) combine features of both indemnity plans and HMOs, but are generally considered managed care plans.
Santa Barbara Health Insurance Services is a great choice when exploring your California small group health insurance needs. With decades of experience, and your best interest at heart, we can help you make smart decisions with your health plan dollars. Do you have all the time in the world to discover what type of California small group (or small business) insurance you need?
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. This section can help you gain a better understanding of life insurance and its role within a sound financial plan, and answer many of your questions.
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