Midwest Division Insurance Agency is an independent insurance agency located in Sioux Falls, South Dakota. It was founded with the commitment of providing seniors with the best possible coverage at a great value and in the process helping them make informed insurance decisions. Our customers are the most important aspect of our business!
Pays health care costs that Medicare doesn't cover, like copayments, coinsurance, and deductibles. Assists with payment of funeral and burial costs, estate administration costs, debts and medical expenses. Designed to cover long-term services and supports, including personal and custodial care in a variety of settings.
Pays health care costs that Medicare doesn't cover, like copayments, coinsurance, and deductibles. Assists with payment of funeral and burial costs, estate administration costs, debts and medical expenses. Designed to cover long-term services and supports, including personal and custodial care in a variety of settings.
Services
Family owned and operated since 2009, Troy Bader began Midwest Division Insurance Agency in Sioux Falls, SD with the vision of specializing in senior-care insurance. With over 17 years of experience, Midwest Division offers products specifically suited for those 60 and over who need insurance options like medicare supplements, long term care, final expense life insurance, and health related policies.
A Medicare Supplement Insurance policy, can assist with paying some of the health care costs that Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medicare Supplemental Insurance policies also offer coverage for services that Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Medicare and you buy a Medicare Supplemental Insurance policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs, then your supplemental policy pays its share.There are a few options when choosing the right Supplement plan.
Some Medicare Supplemental Insurance policies also offer coverage for services that Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Medicare and you buy a Medicare Supplemental Insurance policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs, then your supplemental policy pays its share.There are a few options when choosing the right Supplement plan.
People are living longer and many want to be adequately covered to avoid passing on debt to their family. Who will pay your final medical and hospital bills? Your funeral and burial costs? Your unpaid credit cards, home or car loans? With sufficient life insurance in place, you can rest easy knowing that your final expenses will never add to your family's grief.
Long-term care insurance helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers medical expenses generally not covered by health insurance, Medicare, or Medicaid. Age is not a determining factor in needing long-term care. About 70 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime.
If you're retired and need health coverage, we can help you find a health insurance policy specific to your needs. If you are 65 or older, you have a few different ways to obtain senior health insurance. With the rising cost of healthcare, having just one plan may not be sufficient to provide the coverage you need.
