Kring Financial Services
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At Kring Financial Services, Inc. our job is to help our clients avoid the three most costly mistakes in their retirement planning. 1 Choosing the wrong FRS pension. 2 Choosing the wrong Social Security option. 3 Outliving your Money. Through careful listening, thorough planning and with two decades of experience, Kring Financial Services, Inc. will guide you through these confusing issues to a financially successful retirement.

Come out to one of our Education Retirement Seminars, Retirement Q&A Sessions, or a Retirement Happy Hour. We're committed to helping you make informed decisions about your financial future. Don't miss our upcoming events!
Services
Kring Financial Services, Inc. was founded with the goal of assisting our clients in every aspect of their financial lives. We've provided the most personal service available, thus earning a reputation for excellence in our industry. For each of our clients we strive to help create financial stability and security to provide financial independence.
If you're looking for independent, personalized retirement advice, with no account minimums or conflicts of interest, you've come to the right place. As your planning partner, we work to design strategies and solutions to meet your short-term and long-term needs. In our meetings with you, we help you determine where you stand, where you want to go, and how best to get there.
A number of the annuity products currently on the market can help provide a secure stream of income during retirement. Some annuities that may be suitable for your unique situation are fixed annuities, with principal protection and no market exposure, and fixed index annuities, with principal protection and the potential for higher earnings with increases in a linked Market Index.
The cost of this goal has skyrocketed in recent years. We have developed an expertise in the area to help families lower their total cost of educating their children and grandchildren. Our process brings together the Financial Aid Process, College Investment Plans, Education Tax Incentives and various Loan Options.
People sometimes have a hard time pinning down exactly what estate planning is and what it does. We take a fairly broad view. An estate plan forms the legal foundation supporting the three most important things in life: your health, your family, and your assets. The right planning gives you the confidence that you will be able to deal with whatever happens along the way.
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