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PayDayHawaii is 100% Locally Owned and Operated. Our local staff is dedicated to offering service that is fast, friendly and easy. Surveys show that more people have lost confidence in their bank in recent years. If you're one of them, we have all the financial services you need in one place without those surprise fees.

And we comply with industry best practices and the code conduct for fee based financial services. If you are caught short between paydays or have an unexpected expense, MicroCredit is a good alternative to a traditional loan. Sometimes a short-term cash advance is all you need to solve an immediate problem.
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The first PayDayHawaii neighborhood office opened in Kapa'a, Kauai over thirteen years ago. Since then we've grown to ten conveniently located offices on four islands. PayDayHawaii has more money service locations in Hawaii than anyone else, yet we're still 100% locally owned and operated. Our local staff is dedicated to offering fast, friendly and easy service.
Personal Finance for Real People is meant to be a resource to, well, real people-people like you or me, with common money problems. Problems that you don't have an answer to-until now! How do you put together a budget? Should you loan money to family and friends? How do you work your way out of debt?
Membership Application for a PayDayHawaii Micro-Credit Account (Customers with a Micro-Credit Account may go directly to Virtual Check.)

When you apply online or in person, please have ready your most recent PAYSTUB - or - BENEFIT STATEMENT, your most recent Hawaii BANK ACCOUNT STATEMENT, your unexpired STATE DRIVERS LICENSE - or - HAWAII STATE ID and your TEXT CAPABLE CELL PHONE - or - your most recent PHONE BILL (a landline does not need to be in your name).PayDayHawaii's Micro-Credit Advance is only available to residents of the State of Hawaii.
Reviews (1)
Sheri Fong
Sheri Fong
Nov 13, 2020
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Critical: Professionalism, Quality
Manager didn’t respect me as a client at all when I missed a pay date. She threatened me as a “friend” and brought up my personal life into her business. Seemed like she didn’t know the line between a friend and a client