ACT 1st Federal Credit Union offers full-service banking in Maryland and West Virginia and an informational website to inform members of the wide variety of products and services offered. The foundation of our organization, established by the early volunteers and now managed by Christie L. Clark, continues to promote the trust that began over a half century ago.
The cohesiveness of the members who support the organization, the volunteers who serve on the board and committees, and the staff who so diligently perform their duties while maintaining an open and friendly relationship, are responsible for our successes.
The cohesiveness of the members who support the organization, the volunteers who serve on the board and committees, and the staff who so diligently perform their duties while maintaining an open and friendly relationship, are responsible for our successes.
Services
The mission of ACT 1st Federal Credit Union is to fulfill the needs of ALL of its member owners by becoming their primary financial institution by providing innovative products and services to individuals of all ages to meet all of their financial goals.
ACT 1St Federal Credit Union will offer innovative products and services in an effort to create a diversified membership that provides for adequate; yet, controlled, future growth and development of assets, market share, loans, and net worth as we remain committed to the credit union movement.
ACT 1St Federal Credit Union will offer innovative products and services in an effort to create a diversified membership that provides for adequate; yet, controlled, future growth and development of assets, market share, loans, and net worth as we remain committed to the credit union movement.
Your credit union offers many types of loans. All loans that are granted will be based, in part, upon the ability to repay as evidenced by a defined and documented repayment schedule. We currently use a Risk-Based Lending Policy where the member's past credit history is the determining factor in the loan rate provided.
We've streamlined the home mortgage application process to make it QUICK, EASY, and CONVENIENT for members. Contact an ACT 1st Federal Credit Union LOAN OFFICER at 301-729-8015 who will walk you through the process! We can help you choose the best loan programs and most competitive interest rates. We can also put you in contact with our professional mortgage origination staff to find out what product best suits your mortgage needs!
Going to college is one of life's most significant opportunities. And it's expensive! We're giving you access to Edmit's college planning tools so your family is set up for financial success. Edmit's professional guidance gives you peace of mind that you're making the best decisions when it comes to paying for college.
GAP (Guaranteed Asset Protection) protects you by covering the "gap" between what you owe on your auto loan and the amount your insurance will cover, in the event your vehicle is totaled in an accident or stolen. Look into adding coverage today! Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
Reviews (8)
Detailz- Detailz
Aug 29, 2021
Report
Casey Johnson
Aug 20, 2021
Report
Ted Langan
Jun 29, 2021
Report
Raymond Pitt
Oct 05, 2020
Report
My Mom has accounts and conducts business with ACT 1st Fed. As she has delegated more of her affairs to me for assistance I must say that upon deeper inspection I'm impressed. I find myself working toward my own accounts in the near future. The one concern I had is their technology standard and value. I was online today and found much useful information but when it came to service and function, the site did not perform simple requests such as contact by email, automatic response teller issues, online banking issues to logon, couldn't use the calculators, etc. Electronic availability is modern and
Dawn Hapbell
Jul 04, 2019
Report
Act 1st federal credit union LaVale branch is a wonderful bank. The people who work there are an awesome group of people . When I first opened my account they were very helpful and answered all questions I had . Every time I go there they always are very friendly and always greet you with a smile . 😊
Gordon Lopez
Nov 23, 2015
Report
Linda Eberly
Nov 17, 2013
Report
My husband, Chuck, and I have been members for over 30 years. We have transferred our Mortgage, financed several vehicles and saved money towards our retirements. Also, we love the 3 convenient locations. The staff at all locations are very courteous, professional and helpful with any and all transactions or questions we may have. You will never be just a number...We are NOW and will continue to be very loyal members to Allegany County Teachers Federal Credit Union.
T. Weber
Oct 19, 2012
Report
