David P. Macino is a full-time Investment Advisor Representative with "Macino Financial Services" and a Registered Investment Advisor Representative with "Virtue Capital Management" an SEC registered Investment Advisor. He is one of a select group of financial professionals in Northwest Ohio, licensed to offer investment strategies along with identifying and providing specific insurance planning.
David brings his expertise and relationship from the NEA/OEA in facilitating the growth and development for hundreds of local teachers in Northwest Ohio regarding their 403B & TSA accounts. He soundly believes in the "Retirement Specialists" philosophy offering a total comprehensive approach to help clients make retirement a more relaxing experience.
David brings his expertise and relationship from the NEA/OEA in facilitating the growth and development for hundreds of local teachers in Northwest Ohio regarding their 403B & TSA accounts. He soundly believes in the "Retirement Specialists" philosophy offering a total comprehensive approach to help clients make retirement a more relaxing experience.
Services
How can my spouse and I get on the 'same page' financially leading up to and in retirement?. If you're in the "Retirement Red Zone" - a period 10 years before retiring or within the first 10 years after retiring - and need answers to these and other questions, we can help. Macino Financial Services works with individuals and couples in Ohio and Michigan who are actively building their retirement funds.
As Investment Advisor Representatives (IAR), Macino Financial Services offers professional, down-to-earth advice so you can make the best financial decisions for you and your family. Our primary objective is to educate you about your retirement options and develop a retirement income plan for retirement.
Social Security Planning: Social security makes up a large part of retirement income for most people. Making an investment in financial planning ensures that you don't make common mistakes that could have a permanent impact on your financial well-being.
Retirement Plan Services: Whether you're an employer offering a 401(k), 403(b), or 401(a) to your employees, a self-employed individual with an Individual Retirement Account (IRA), or someone who is traditionally employed, we can help you create a sound plan for retirement education and savings.Insurance Plan Services: Disability, long-term care, Medicare, mortgage, or personal life insurance all offer you additional financial protection.
Retirement Plan Services: Whether you're an employer offering a 401(k), 403(b), or 401(a) to your employees, a self-employed individual with an Individual Retirement Account (IRA), or someone who is traditionally employed, we can help you create a sound plan for retirement education and savings.Insurance Plan Services: Disability, long-term care, Medicare, mortgage, or personal life insurance all offer you additional financial protection.
You have heard about the importance of social security planning practically from the time you got your first job. Now that several years or even decades have passed, you realize the time has come to get serious about it. Like many people, you may have put it off because you feel confused and overwhelmed about all the information out there.
At Macino Financial, our retirement plan services meet the needs of organizations providing these services as well as individual investors. David Macino understands that offering an attractive retirement savings plan is essential to attract top talent. He assists you in creating and managing 401(k), Simple IRA, SEP IRA plans, and other tax-deferred savings plans for your employees.
