Morehead Community Federal Credit Union
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Morehead Community Federal Credit Union
Is your home worth more than the amount owed on the mortgage? If so, you have equity in your home and may be eligible for a line of credit secured by that equity. Debt consolidation may be the best move financially for you if you carry high balances with high-interest rates. The US Treasury reports that stimulus checks are beginning to be released via direct deposit in waves.

At MCFCU, we will release the funds as soon as they arrive to us. The safest and most convenient way to take care of your business is through our mobile app, website, or drive-thru. Most of the services we offer can be handled remotely and contact free and are listed below.
Services
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future and we've been doing that since 1978! MCFCU is a not-for-profit financial cooperative owned and controlled by our members.
If you had our old Internet Banking login page bookmarked, you will need to create a new one. Please login directly through moreheadcommunity.com the first time to reach our new Internet Banking site. For Mobile Users If you have an iPhone: The app should have automatically updated. You will be able to log in following the instructions above.
We are a part of the MoneyPass network; one of the largest surcharge-free ATM networks that gives you convenient access to your money. Anywhere an ATM has the MoneyPass logo, you can now use your MCFCU Check Card with no surcharge. Find surcharge-free MoneyPass ATMs on the go using MoneyPass free, easy-to-use apps for Android and iPhone.
Your card may have a temporary block on it by our fraud prevention service. Our fraud prevention service will attempt to call you three times and leave a message to validate activity performed with your card. If you have received such a message, you can reach the fraud prevention service at (833) 337-6075 or you may call the credit union during office hours at (606) 784-2201.
A line of credit is a great tool to have, whether you need extra cash or just peace of mind. Get pre-approved for a certain amount and transfer when you need it! Payments based on amount you actually use, not on amount of your line of credit. Please be aware that your payment may increase following an advance from your line of credit.
Reviews (9)
Farley Purvis
Farley Purvis
Jan 03, 2022
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MCFUC is the epitome of a consumer financial institution! Their loan officers and other staff are wonderful people and a pleasure to work with. They treat you like a person, not just another number. I was beginning to question the time honored tradition of customer focus and service, but MCFCU has given me a renewed hope!
Ally Stacy
Ally Stacy
Jan 02, 2022
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Best rates, fast service, and fantastic customer service. Everything about the process was fast and easy. 100% recommend.
Kelli Brown
Kelli Brown
Dec 13, 2021
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Iv had a account here for years always friendly smiling faces and willingness to help. Just recently refinance my sxs through them and cut my payment in half diffently recommend for all your money needs
Ryagelle
Ryagelle
Jul 19, 2021
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I’ve had an account with them for nearly a decade. Applied for a personal loan right in their smartphone app, it was super easy and their staff are very friendly and knowledgeable. Highly recommend all their services.
Jeff Hughes
Jeff Hughes
Jun 30, 2021
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All staff are extremely friendly and helpful. They always call me by name. Stephanie Craft was been amazing with a recent automobile purchase which lead to several loans being refinanced. Stephanie made all of those refinances very easy and convenient. Plus the rates were amazing. Many thanks! I highly recommend their services.
Holly Ison
Holly Ison
Jun 14, 2021
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Excellent service! Whether it be day to day banking or refinancing. They all go above and beyond to help! I highly recommend!
Caleb Jones
Caleb Jones
Jun 14, 2021
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The Morehead Community Federal Credit Union is my preferred lender for all of my loans. They have amazing rates and wonderful customer service!
Misty Callahan
Misty Callahan
Jun 12, 2021
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Strongly recommend MCFCU for all your banking needs. The staff is friendly and knowledgeable, always readily (and happily) to assist with any questions.
John Arthur
John Arthur
Apr 26, 2021
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We should all bank locally and local credit union is always my choice. Having moved to the area 16 months ago I looked for a local credit union and have had only very positive experiences. Very courteous and helpful! You will do yourself a big favor by giving MCFU your banking business!