Special programs may be available to you and your spouse if you are a first time home buyers. Before venturing into the property market and shopping for the best mortgage, you need to get preapproved. A preapproved buyer has a better chance of availing low interest loans to buy a home, as well as indicate to the seller that they're more than interested in buying the property.
It's hard enough finding a home to fall in love with and that's why we have an easy to use system to get your rate on the go. Complete you application online or in person. It's quick, easy, and most importantly secure. You've reached the finish line so you spend less time worrying about funding your home, and more time enjoying it.
It's hard enough finding a home to fall in love with and that's why we have an easy to use system to get your rate on the go. Complete you application online or in person. It's quick, easy, and most importantly secure. You've reached the finish line so you spend less time worrying about funding your home, and more time enjoying it.
Services
John V. Fornino has arrived at the winning recipe for success in every crucial front of life: business, family, and faith. The North Jersey-born entrepreneur of Southern Italian heritage began his career in the mortgage industry in 2002 where he was just 21 years old. During that first year in the mix, John (Johnny) received the recognition of Top Producer of the month 4 times.
At High Quality Mortgage we offer an array of mortgage products to suit the needs of any and all of our clients. Special programs may be available to you if you are a first time home buyer. This is currently this defined as, "not holding interest in primary real estate property for the most previous three year period."
HQM Loans is here to help you make financing as easy as possible. We offer plenty of mortgage products for every type of buyer - including extensive first-time home buyer programs. We know how to work with you to make the home buying experience as seamless as possible. First, we need you to fill out a loan application (Please fill out the highlighted sections).
HQM Loans is partnering with local realtors to identify, engage, and leverage both sides of the home buying experience. We're seeking the best realtors in order to foster a long term relationship. Together we can build a tailored approach to help move forward in helping our clients live the American dream as everyone should.
Reviews (11)
Michael Beltre
Jan 29, 2022
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Highly recommend these guys ! They did an outstanding job in closing out my refinance and setting me up for my future investment purchase . If your looking for a an honest group of hard working individuals who deliver nothing but exceptional service then HQM is your team. They were very responsive and always straight forward and most importantly efficient . Big thanks to Johnny , Matt, Rick and the rest of the team over @ HQM!
Bridgette Casasnovas
Jan 15, 2022
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We recently choose HQM Loans for a Refi on our home, the service was absolutely incredible. The team is professional, patient knowledgeable and responsive. The process was extremely smooth, it was truly a terrific experience working with Danny. He was on top of everything and went above any beyond to ensure that the transaction closed on schedule. They are the G.O.A.T. and will not disappoint. Thank you so much Dan! I am forever thankful!
Bridgette C
Bridgette C
Erica Strother
Jan 02, 2022
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I was looking to refinance last year and reached out to many places for rates. So many of them had hidden costs and fees and were less than honest Then, based on a Facebook recommendation, I spoke with Johnny at HQM. I told him what my goals were and he took it from there. Johnny and Rick got me a great rate, were responsive and helpful and there were no surprises. I would absolutely recommend HQM.
Ye Flores
Jan 02, 2022
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I can't begin to thank them enough for all the help they provided me and my wife on getting the loan for our house. They went the extra mile to get us approved for the amount we were needing at a great rate. They made the process quick and as simple as it could get. They were able and willing to answer any and all questions we had (1st time homeowners). It felt very personal and I'm grateful for their services. Definitely would recommend.
Natalie David-Szemes
Jan 01, 2022
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Positive: Professionalism, Responsiveness
John and Keith were very helpful and professional when we purchased our first home a few months ago. Very knowledgeable and really take their time to explain all aspects of the sale. Always available and very responsive every time we had a question or needed clarification. Highly recommended!
John and Keith were very helpful and professional when we purchased our first home a few months ago. Very knowledgeable and really take their time to explain all aspects of the sale. Always available and very responsive every time we had a question or needed clarification. Highly recommended!
Hernan Carvente-Martinez
Dec 22, 2021
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I had the pleasure of being able to work with Julian Valerio of HQM Loans to close on my first home. Julian and his team were super responsive to all of my financial questions and made the process super smooth all around. Any time I had a doubt about something I could easily text Julian and he would always get back to me with the information I needed to calm my overthinking mind. Overall, it was a great pleasure to be able to work with Julian and I would totally recommend that others work with him and his team for the mortgage portion of the home buying process. You want someone like Julian and
Niki Manavi
Dec 17, 2021
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My personal experience buying my first home with HQM was outstanding. Literally, from the very first phone call I made I felt like HQM was on my side helping me achieve my goals. Johnny, Keith, and Nick were not only personable and efficient but they all have a touch of charm and clarity with what they do. They all went out of their way to answer my first time home buyer rookie type questions that most people would roll their eyes over. I felt like I got a great educational experience along with an awesome rate that I was comfortable with. Even after closing, HQM's warm gestures and follow up was
Angelia DeLucca
Nov 02, 2021
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When I purchased my home a few years ago I had a wonderful experience with HQ mortgage.
Fast forward two years, I decided this might be a good time to refinance my home.
I was receiving countless refinance offers in both mail, email and even phone calls.
This made me nervous.
There’s so much fraud , scam after scam these days. Who can you really trust?
Well, I knew who I could trust and knew I would be using no other than HQ for my refinance.
From start to finish Julian and Rick did an amazing job processing my paperwork and keeping me informed along the way; just as they did before.
Both
Fast forward two years, I decided this might be a good time to refinance my home.
I was receiving countless refinance offers in both mail, email and even phone calls.
This made me nervous.
There’s so much fraud , scam after scam these days. Who can you really trust?
Well, I knew who I could trust and knew I would be using no other than HQ for my refinance.
From start to finish Julian and Rick did an amazing job processing my paperwork and keeping me informed along the way; just as they did before.
Both
Anthony Asaibene
Sep 22, 2021
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Joe S made a process that I thought was going to be difficult incredibly easy and honestly convenient. He was more than willing to take time and answer any questions I had. The staff at High Quality Mortgage was very friendly and never had a problem meeting off hours due to my busy work schedule. On top of all of this I got a great interest rate for my refinance. If it was possible to give more than five stars I would!
Elsa Suba
Aug 28, 2021
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We are extremely happy and satisfied with our experience with HQM. We worked with Julian and he was incredible! He helped and guided us patiently throughout the whole process. He was on top of everything and made sure we knew every little detail. It was so easy to connect with him and he was always available and never missed answering our questions and concerns. Julian was very knowledgeable, very professional, and has a really good work ethic. His entire team was amazing! Special mention to Nick for helping to make our first-time home buying experience very smooth and easy. You guys and the entire
Julia G.
Jan 09, 2021
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Thank you High Quality Mortgage for making our dream come true! I want to thank Matt and Rick for all of their hard work for getting me a mortgage with the best interest rate possible. They were so patient with all of my questions and were always available. It's very hard to find a quality of service like theirs. I'd give you guys 100 stars if I could! Thank you for going above and beyond for me.
