Welcome to the Nebraska Life and Health Insurance Guaranty Association ("Guaranty Association") website. This site has been created to provide information regarding the history and purpose of the Guaranty Association. The information provided in this website is general in nature and may not address a specific policy or issue.
The intent of this website is to provide, in non-technical language, information about the Guaranty Association. The terms and coverage of insurance products are very diverse and, as a result, it is difficult to make general statements about Guaranty Association coverage without reviewing a specific contract.
The intent of this website is to provide, in non-technical language, information about the Guaranty Association. The terms and coverage of insurance products are very diverse and, as a result, it is difficult to make general statements about Guaranty Association coverage without reviewing a specific contract.
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The Guaranty Association Act was first enacted by the Nebraska Legislature in 1975. The purpose of the Guaranty Association Act is to create the Guaranty Association to protect Nebraska residents who own life insurance, health insurance or annuity contracts.
Under the Guaranty Association Act, the Guaranty Association provides limited protection to Nebraska residents who are holders of covered life and health insurance policies and individual annuities issued by Guaranty Association member insurers in the event the member insurer which issued the insurance policy or individual annuity becomes insolvent.
Under the Guaranty Association Act, the Guaranty Association provides limited protection to Nebraska residents who are holders of covered life and health insurance policies and individual annuities issued by Guaranty Association member insurers in the event the member insurer which issued the insurance policy or individual annuity becomes insolvent.
What is the Nebraska Life and Health Insurance Guaranty Association ("Guaranty Association")? The Guaranty Association is a non-profit association created by Nebraska statute to provide protection to Nebraska residents that own or are beneficiaries of covered life insurance, health insurance or annuity contracts.
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