Koda Insurance Services serves El Cajon and the surrounding California communities by protecting the people we work with just like we protect our own family members. If you're not thrilled with your current insurance contact us today. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Services
In our agency, we take great pride in the quality of service we provide for our customers. Whether our clients need help filing a claim, processing a payment, or just understanding their insurance coverage we'll always be there ready to help.
We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.With the years of experience we bring to the table there isn't much we haven't seen before, and you never know when that's going to come in handy.
We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.With the years of experience we bring to the table there isn't much we haven't seen before, and you never know when that's going to come in handy.
Comprehensive coverage pays for damage to or loss of your vehicle that doesn't involve a collision like weather, vandalism, or theft. The deductible is what you pay before the insurance company pays. The legal name of the person who owns the vehicles and will be the primary named person on the insurance policy.
Please choose the deductible you want. This is the amount you would pay out of pocket before any insurance payments would be made on a claim. Have you or anyone else made any modifications to the boat that could effect the value or operability of the watercraft? Enter the total number of vehicle accidents and violations the primary operator of the boat has received in the past 3 years.
Do you have any of the following breeds of dogs: Chow, Doberman, German Shepherd, Pit Bull, Rottweiler, Wolf Hybrid, or a mix of these? The deductible is the amount of money the homeowner needs to pay before the insurance company will pay for any claim. Please let us know if there's anything else we should know to provide you an accurate insurance quote.
In order to make sure we provide you an accurate quote with all appropriate discounts please select whether you have any of the following features. Do you have any of the following breeds of dogs: Chow, Doberman, German Shepherd, Pit Bull, Rottweiler, Wolf Hybrid, or a mix of these? Failure to answer this question honestly could result in a denied insurance claim in the future.
Reviews (16)
Safeen Barwari
May 23, 2021
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Mateen Barwari
May 23, 2021
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Silove Barwari
May 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Where do I begin to start? Ray goes above and beyond for our entire family. I have referred him to almost everyone I know because of his service and honesty. He’s quick and responsive! Everyone in the family now has home and auto insurance with Ray! I also refer my real estate clients over to him as well!
Where do I begin to start? Ray goes above and beyond for our entire family. I have referred him to almost everyone I know because of his service and honesty. He’s quick and responsive! Everyone in the family now has home and auto insurance with Ray! I also refer my real estate clients over to him as well!
Milad Shamoun
May 17, 2021
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I refer Ray and his team to all my clients. I will never work with another insurance agent. He is available after business hours and on weekends which makes my life so much easier. When I call he picks up, when I text him, he replies. If I need evidence of insurance at 9pm on a Saturday, I can count on Ray to get it to me. Not only is his customer service top notch, but his insurance rates beat anyone’s. 10/10 would recommend!
Afrah Jibraeel
May 07, 2021
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David Hanna
May 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Raymond is an absolute professional, always a pleasure dealing with him. Has insured my entire families vehicles for longer than I can remember and we will never leave him. Best rates, great service, and always takes care of his clients. Would recommend to anyone looking to insure their vehicles!
Raymond is an absolute professional, always a pleasure dealing with him. Has insured my entire families vehicles for longer than I can remember and we will never leave him. Best rates, great service, and always takes care of his clients. Would recommend to anyone looking to insure their vehicles!
Rasha Kamil
Apr 24, 2021
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Nahran Al
Apr 20, 2021
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Ashley Smith
Apr 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Insurance is such a hassel and from day 1 Raymond made things easy for me. He searched and found me a deal for my car and my moms with full coverage that was about the same as I was paying for just 1 with liability. He's attentive and quick to help with anything. I plan on using him from now on.
Insurance is such a hassel and from day 1 Raymond made things easy for me. He searched and found me a deal for my car and my moms with full coverage that was about the same as I was paying for just 1 with liability. He's attentive and quick to help with anything. I plan on using him from now on.
Naqeeb Nazir
Apr 14, 2021
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Choosing an insurance company can be a tricky process due to some of the dishonest business practices of some companies.
Not with Raymond and Tony Koda.
From the second I walked in they made me feel very welcome and took the time to explore different policies that would fit my needs. They helped me choose a plan that worked for my family and I at a very fair rate without making me feel pressured to purchase anything I wasn’t familiar with.
I will be a returning customer for life and will recommend them to anyone who is looking for honest down to earth businessmen.
Not with Raymond and Tony Koda.
From the second I walked in they made me feel very welcome and took the time to explore different policies that would fit my needs. They helped me choose a plan that worked for my family and I at a very fair rate without making me feel pressured to purchase anything I wasn’t familiar with.
I will be a returning customer for life and will recommend them to anyone who is looking for honest down to earth businessmen.
Sonny Chris A.
Mar 25, 2020
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Raymond is very responsive, and easy to work with.
As a loan officer, it is great to have a partner like Raymond who cares for the customer that is receiving the policy and also as well myself as a business partner.
I can trust Raymond to provide adequate coverage for my clients and offer a competitive premium, all at the same time providing a first class experience for everyone involved in the transaction.
One time Raymond had met our clients at closing with us where we welcomed the family to their new home and gave their keys.
To me that display of action communicated volumes, it that many
As a loan officer, it is great to have a partner like Raymond who cares for the customer that is receiving the policy and also as well myself as a business partner.
I can trust Raymond to provide adequate coverage for my clients and offer a competitive premium, all at the same time providing a first class experience for everyone involved in the transaction.
One time Raymond had met our clients at closing with us where we welcomed the family to their new home and gave their keys.
To me that display of action communicated volumes, it that many
Naya V.
Jul 21, 2019
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To Whom It May Concern,
Raymond Koda, was the most professional, efficient and helpful insurance agent one could be blessed to find. He was not only determined to get my car insured and protected, but sought to look after the well being of myself and family. Mr. Koda, was able to provide an instant quote, contract and payment option. This quick and seamless process, was all done without having to leave the comforts of my home! This gentleman, is the best and provided incomparable costumer service. Thank you again, Mr. Koda.
Sincerely,
Naya
Raymond Koda, was the most professional, efficient and helpful insurance agent one could be blessed to find. He was not only determined to get my car insured and protected, but sought to look after the well being of myself and family. Mr. Koda, was able to provide an instant quote, contract and payment option. This quick and seamless process, was all done without having to leave the comforts of my home! This gentleman, is the best and provided incomparable costumer service. Thank you again, Mr. Koda.
Sincerely,
Naya
Tanya K.
May 02, 2019
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So I came across Raymonds Koda's Insurance office while shopping around for business and auto insurance for my husband and I and let me tell you we were so happy we did. We have had our business and auto insurance elsewhere and always seemed to never be quite satisfied and comfortable with what we were getting. When we spoke to Raymond he was extremely kind and thoughtful towards what we wanted whereas other places just want to take our money and leave. He helped us out with the best quote and my husband and I can finally say that we are so happy that our business and cars are insured through
Israel H.
May 05, 2016
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Krishnal S.
Sep 30, 2015
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Jason E.
Nov 26, 2014
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