Farm Country Insurance
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Farm Country Insurance
The office has reopened. Per state guidelines, face masks are required and capacity is limited, but it's back to business as usual (almost). While we are eager to resume normalcy, we understand that you may still be uncomfortable coming into the office. In that case we have a mail slot in the door to drop off payments and can still help you via phone, text and e-mail.

Farm Country Insurance is a locally owned, independent insurance agency located in St Johnsbury, VT. We are licensed in Vermont and New Hampshire. Since 1997 we have offered personal and small business insurance in Vermont's Northeast Kingdom. We offer exceptional customer service. When you call us, there are no complicated phone trees or computerized messages.
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We're pleased to announce that Farm Country is now a part of the Carter Insurance Group from Bristol, VT. Eric Carter takes over as the new owner from Gary Roberts, who has retired. Farm Country continues business as usual in St. Johnsbury with the same staff and dedication to serving all of our clients' insurance needs.
Auto insurance is mandatory in Vermont. You must have Liability and Uninsured Motorist coverage on your vehicle if you are driving in Vermont. Liability coverage is what insures for damage you may do to another vehicle in an accident. Rates charged by different companies vary widely.

Companies use many factors to determine the premium they charge including your age, experience, driving record, insurance credit score, type of vehicle, how it is used and many other factors.In Vermont, an auto insurance policy is a package of seven main types of mandatory and optional coverage, each with its own premium.
Water/sewer backup usually needs to be added to the policy to be covered. There are also internal policy coverage limits on certain types of personal property like jewelry, fine arts, firearms, antiques, boats and collectibles. You can customize your policy by adding endorsements to increase these internal limits, schedule specific personal property, add earthquake coverage, increased liability limits, and many other endorsements.
As a business owner you are subject to all kinds of risks and hazards, some you are not even aware of. Did you know that you can be charged additional premium for uninsured subcontractors working for you? Are you aware that the state is now auditing some businesses for Workers Compensation Insurance?
Auto accidents are unexpected and stressful. Even the most careful drivers may be involved. If you are in an accident, Farm Country Insurance is committed to helping restore your peace of mind as soon as possible. If you have recently been involved in an accident, call your respective insurance company's toll free reporting number.
Reviews (2)
Angela Berube
Angela Berube
Aug 19, 2020
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I called an spoke with Kasey about getting auto insurance on a new car I just purchased she was very helpful great customer service skills she took all my info over the phone so she could get all together and ready for me to sign everything I needed to when I got their. I was in and out in less then 10 mins with full coverage auto insurance. Definitely would recommend.
Wendy L.
Wendy L.
Aug 18, 2018
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I work 2 jobs and have very little time for calls or complications. Customer service is very on point here. Kelsey is a huge asset.
Much appreciated!