Sandra L. Kobel
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Sandra L. Kobel, CFP, CLU, ChFC is a CERTIFIED FINANCIAL PLANNER professional offering retirement planning, investment management, estate planning, and insurance. Sandra L. Kobel, CFP, CLU, ChFC has over 15 years of experience, overseeing a diverse Wealth Management Practice. She provides expert guidance in the areas of Investment Management, Estate Preservation, Saving for Education, and Insurance Planning.

In addition, her practice has developed a specialization in retirement planning. She provides advice to individuals, executives and owners of closely held businesses. Sandra is a Certified Financial Planner (CFP).
Services
We are a full-service independent financial firm committed to helping individuals, executives, and business owners pursue their financial goals. Our work is personal, customized, and tailored to your specific situation. We offer a wide range of fee services and financial products. Our goal is to provide sound advise, insight and knowledge to assist in making wise decisions for you, your family and your future.
Sandra Kobel, CFP, CLU, ChFC is an Independent Financial Services Professional who specializes in assisting entrepreneurs, business owners, and executives to prepare for their future and their retirement. She routinely helps savvy professionals make smart decisions about their money.

Using her proven six-step process, Sandra guides you in setting priorities, organizing your assets and setting long-term financial targets that support your desired lifestyle.The personalized, comprehensive plan becomes your roadmap to long-term financial freedom.
It is not often you find a seasoned financial services consultant with a background as unique and diverse as Sandra Kobel's. Born in North Carolina on an army base, Sandra L. Kobel learned discipline, respect and commitment at a young age. Her father was an active duty military man who instilled the qualities of a soldier in each of his five children, including Sandra.
NEXT Financial Group, Inc. ("NEXT") has developed a Business Continuity Plan ("BCP") explaining how NEXT will respond to events that may significantly disrupt NEXT's commitment to efficiently and effectively service your investment needs.

The purpose of this document is to provide you with a summary of the actions NEXT will undertake to respond to a significant business disruption at either your Registered Representative's local office or NEXT's corporate office.If a significant business disruption occurs, NEXT will implement various strategies to quickly recover and resume business operations.
We've put together a library of information on important financial topics that we believe you'll find helpful. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends. Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.
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