Fred Hetter
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Fred Hetter
I am a native of San Diego and I currently live here with my wife and three beautiful children. My family and I enjoy hiking and taking advantage of all the great trails in San Diego County area. We love all the outdoor activities Chula Vista has to offer. Prior to starting with State Farm, I played college level volleyball and received my degree from the University of Phoenix.

I have gained knowledge and experience in the insurance field since starting my career as a State Farm agent. Please stop in and meet my awesome team who know just how to provide you with the auto insurance, homeowners insurance, renters insurance, business insurance and life insurance that fits your situation.
Reviews (12)
Veronica B.
Veronica B.
Jun 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We've been State Farm customers for years. We particularly like this office because of the proficient, attentive and speedy service provided by Eileen. From filing a claim to answering the simplest of questions, she has been consistently kind and informative.
Octavio Macias
Octavio Macias
Mar 31, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Highly recommend this statefarm office, the personal there are second to none. The team is so helpful they go above and beyond to assist and bring solutions. Cannot thank you all :)
David Pearling
David Pearling
Mar 28, 2021
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The Fred Hetter State Farm Agency is awesome. Every member of the team there is helpful. Most recently I asked them to review my mileage. I am driving a lot less these days. Within a week they called me back and let my know that my car insurance rate as being reduced by 36%. That is a lot for me. Friendly, helpful, and responsive. I am very satisfied.
Yvette Barragan
Yvette Barragan
Mar 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
From my first car, to my first house, Eileen has been there for every new stage of life. Not only with my family but my parents! Always so responsible and helpful! 10/10 She’s the best!!
Gregorio Castaneda
Gregorio Castaneda
Jan 05, 2021
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Positive: Professionalism, Responsiveness
Great customer service, and very friendly staff. Very easy to get support with claims. Always looking for ways to pass along savings to customers.
Earl Schoonover
Earl Schoonover
Dec 24, 2020
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Awsome staff super friendly. And knowledgeable Eileen is super proficient and professional!
Antonio Cervantes
Antonio Cervantes
Sep 30, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Fred is an excellent insurance agent who is very detailed and smart and will look at your all of your needs and give you adequate and appropriate advice to meet your insurance needs. He’s honest and straightforward and I am very satisfied with his services. Highly recommended.
Kathleen Castaneda
Kathleen Castaneda
Aug 11, 2020
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I have been insured with Fred Hetter's State Farm agency for many years and I have always been treated with respect and professionalism. They are still available for contact even during this pandemic. I'm usually helped by Eileen and she is friendly and helpful. I have recommended them to many people over the years and will continue to do so.
Mike Hargis
Mike Hargis
Jan 23, 2019
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Fred will take care of all your needs in Insurance and Financial Services. Cal Fred today for a Quote. You will be glad you did.
Angie Amador
Angie Amador
Feb 20, 2017
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Best agent I've ever had! Attentive, responsive, and consistent. I know I will always get top quality service and that makes me feel valued as a customer. Office staff is also great. I've never received anything less than excellent customer service. If you're in the area pop in or make a quick call. You won't regret it. Best decision I've made.
Jaime Cervantes
Jaime Cervantes
Oct 30, 2015
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When I first called Fred Hetter at State Farm, I was very impressed with how responsive they were. Noemi was so friendly and helpful. I was looking at different options for my insurance needs. They were very informative about the different types of coverage and had many for me to consider.
I am highly satisfied with my choice and my rates thus far. I have already recommended them a few times because I had such a good experience. Noemi was even able to help my mom and aunt who only speak Spanish. That is a huge help because in the past I always had to translate for them. They offer an exceptional
Eddie Landers
Eddie Landers
Dec 28, 2014
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Fred and his team were very attentive to my needs and were always on top of it. It wasn't easy changing insurance companies after 15 years but I was able to see the added value and great customer service they offer. I switched my cars, home and business insurance with them. They all went far and beyond what was expected and won me over. Great customer service.