My team can give you the individual attention you deserve and ensure a smooth and successful closing. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to. We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to. We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
Services
When you're looking to get a mortgage loan, you may work with a loan officer or you may choose to work with a mortgage broker. People often confuse the two job types even though both will glean the same results: a new home. However, it is important to understand the difference between the two types of jobs so you know what to expect from them during the mortgage application process.
There's quite a lot to do when you get a mortgage loan. You wouldn't be looking up loan information if you could get a mortgage loan in one day by filling out a simple application. But Creative Financial does the heavy lifting so you can concentrate on your life rather than the mortgage loan. A couple of factors determine this amount.
Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money.
With the thrill that comes with an accepted offer and a "yes" from the lender, many homebuyers make the mistake of taking their enthusiasm straight to the mall or furniture store. Keep in mind that until closing, your lender is watching your accounts very closely. Here are some actions to refrain from during the home buying process to assure your transaction goes smoothly.
Even if you've not so much as researched houses to view yet, it's important to contact your mortgage pro first. Why? It may be difficult to fathom how we can help even before you start to calculate your offer. When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and how much we of a loan you can qualify for.
Reviews (9)
Jessica Rozet
Dec 03, 2021
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Michael Evanko
Dec 01, 2021
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I recently purchased a condo and needed financing. Kelli at Creative Financial was the best loan provider I have ever experience in the 10 homes I have purchased. With every issue that came up, she explained the issues and what needed to be done. Kelli and her staff were absolutely on top of my loan and kept in communication. We closed on time and like I stated previously this was the best experience I have ever had. Give her try she and her staff are absolutely the best.
Mahalo
Michael
Mahalo
Michael
Kealii Pacheco
Nov 20, 2021
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Doug Weber
Nov 19, 2021
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Mowieboy
Oct 22, 2021
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Marce Fountain
Oct 18, 2021
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Michael Carr
Sep 03, 2021
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Maggie Cabalar Maui Luxury Real Estate
Jun 23, 2021
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I recently used Creative Financial for my own property purchase and I got amazing service and an outstanding rate on my loan! Kellie and the team made possible what other lenders said was impossible!!! I’m so happy! I will continue to refer Kellie to friends and clients and use her in the future! Thank you Creative Financial!!
Sarah Cravalho
Jul 16, 2020
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There aren’t enough stars here to properly rate our experience with Creative Financial! Kellie is brilliant. She helped us every step of the way to creatively strategize our home purchase. Kellie’s knowledge of this complex and always changing industry was so impressive. We were well informed and well educated in order to make the best decisions - every step of the way! Purchasing real estate can be quite an arduous and emotional experience (especially during 2020!) Kellie and her team were a breath of fresh air. Consistent, calm, professional and treated us like family.
I am still in awe
I am still in awe
