Members First Credit Union is a member-owned, not-for-profit financial cooperative dedicated to meeting the financial needs of our members. We offer the credit union difference where members are owners and treated with an attitude and quality of service that says you come first. We follow the credit union philosophy of 'not for profit, not for charity, but for service'.
So, our profits stay in the credit union allowing us to pay better rates, lower fees, an improving line of products, and enhanced services. Members First began in 1938 and our safety and soundness has never been stronger. We offer the stability you demand in a financial institution and the peace of mind we will be there whenever you need us.
So, our profits stay in the credit union allowing us to pay better rates, lower fees, an improving line of products, and enhanced services. Members First began in 1938 and our safety and soundness has never been stronger. We offer the stability you demand in a financial institution and the peace of mind we will be there whenever you need us.
Services
Our Values-At Members First we value our members and aim to provide exceptional service incomparable to other financial institutions. It is our vision to be the preferred financial institution of all our members and our mission to meet our members' financial needs by providing superior service. Teamwork- Credit unions make a difference for their members and the communities they serve.
When sending an e-mail, please refrain from sending private information including your Social Security number or account number. Although you will not receive a fee from using an Allpoint ATM, you will receive a $1.00 fee charged by Members First. The ATM maydisplay a surcharge fee screen. If so, accept the charge and proceed with your transaction.
Please do not email personal information such as Social Security numbers or account numbers. This Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, TX 78752-1699, Telephone Number: (512) 837-9236.Credit union documents available for review are our most recent statement of financial condition, annual audit summary, IRS Form 990, and credit union bylaws.
If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, TX 78752-1699, Telephone Number: (512) 837-9236.Credit union documents available for review are our most recent statement of financial condition, annual audit summary, IRS Form 990, and credit union bylaws.
It's important to truly understand how credit unions are unique, different from banks, and why we remain a necessary and extremely popular financial alternative for many Americans.
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, not-for-profit organizations managed by a volunteer board of directors, and because they have the specified mission of meeting the credit and savings needs of consumers.Credit unions are an economic democracy.
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, not-for-profit organizations managed by a volunteer board of directors, and because they have the specified mission of meeting the credit and savings needs of consumers.Credit unions are an economic democracy.
To qualify for membership with Members First, you must live or work in Nueces or Cameron County, or a friend / family member can refer you! When you become a member with Members First CU, you must purchase a "share" of the Credit Union by opening a Share Savings account and depositing $25 into it. This deposit remains in this savings account as long as you're a member or as long as you have any of our products and/or services.
Reviews (9)
Justice Wagner
Oct 02, 2021
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Clarissa Rudd
May 17, 2021
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Scotty Robbins
Apr 17, 2021
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Elda Manuel
Jan 15, 2021
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I have bank with these people for years, but these last couple of months I had been on a bind due to losing a job so I had over-drafted my account for more to than a month, they ended up closing my account and that was ok but what was not ok was I paid off the remaining balance just after they had closeD my account, just to find out they still reported it to credit bureau saying that I still owe them only two days after I had paid it off. Rest assured I will be calling the main office and the credit bureau cause the report is false. Stay away from this bank
Denise Smith
Dec 24, 2020
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Abel Abrego
Jul 16, 2020
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Walked in and was greated by Jennifer. Ask what I needed help. I need a account with members first. She then assisted me and talked me through the process and explained all my options. Great communication skills and very understanding standing as well as patient. Answering all my questions before we even got to the paper work. Went over all my benefits of members first. Explained and help me set up my online accounts and app. If needing a bank account she be the person to go see.
Thank you for being awesome.
Thank you for being awesome.
Armando Villarreal
Oct 31, 2018
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We got a mortgage lone. Debra Garza and Vanesa Vera were very helpful.took a few extra days to get the lone(not their fault.my old mortgage company's fault),but it was great working with them.carr handy don't feel bad,I have been a member since 1978.my accounts # is only 5 numbers long.please give them a break.
Anghony Mann
Jul 28, 2018
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M. Carr
Jun 22, 2018
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Have been member since 1990, used to be good old personal service. Recently opened a *dino* account for my grandson, tiffany was so awesome, professional, knowledgeable and courteous in helping us. She's amazing. Went by today to make deposit for my grandson again. The teller was so put out by having to do her job [transact a deposit] very lacking in enthusiasm and patience with me and my 6 yr old grandson. Need to find another bank.
