From Wall Street to Main Street millions of Americans face an economy with an uncertain future. While the Federal Reseve has been bailing out major financial institutions to the tune of billions of dollars, you may ask yourself what has the government done to help me? Fortunately our founding fathers, in ther great wisdom, knew that finacial problems would occur.
Thats why they drafted Article 1 Section 8 of the Constitution that allows Congress to enact bankruptcy legislation. Curent legislation passed in 2005 enables todays consumers -just like YOU- the ability to save thousands! Our debt-relief services are like no other, because we take the time to understand your unique situation.
Thats why they drafted Article 1 Section 8 of the Constitution that allows Congress to enact bankruptcy legislation. Curent legislation passed in 2005 enables todays consumers -just like YOU- the ability to save thousands! Our debt-relief services are like no other, because we take the time to understand your unique situation.
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Here at NYSBankruptcy.com we provide legal advise to help on filing chapter 7, 11 and 13. We provide real solutions to your financial difficulties. We give the answers needed in order to obtain the fresh start you deserve. Thank you for visiting our site. Please contact us at any time, we are here to serve you.
In many cases, your attorney will form a plan for your specific situation so that you could keep your home through bankruptcy and beyond. Creditors and collection agencies can be ruthless. Until you retain a bankruptcy attorney, you will unfortunately keep receiving harassing phone calls. Once you decide to take action, your creditors can no longer legally contact you regarding your debts.
Federal Fair Debt Collection law regulates debt collectors who contact you on behalf of your creditor. This includes attorneys who collect debts on a regular basis. A debt collection agency is allowed to contact you in person, by mail, telephone, telegram, or fax. The agency is restricted, however, from contacting you at inconvenient times or places, for example, before 8AM or after 9PM, unless you agree.
If you ever applied for a charge account, a personal loan, insurance, or a job, there is a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Companies that gather and sell this information are called Consumer Reporting Agencies (CRA's).
If you answer 'Yes' to any of the following questions, a bankruptcy filing could be the best solution for your situation. Do you owe money on a vehicle that has been repossessed or a house that has been foreclosed? Have you thought about getting a high-interest loan or using your home and/or household goods as security for the loan?
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