Learn how to prevent Sequence of Returns risk from wreaking havoc and potentially ending your retirement. To retire and live your life in a truly abundant way. it takes knowing that your financial picture is taken care of. If you're a Baby Boomer and want to set yourself up to enjoy what matters most, there are 6 essential pillars you need to know about utilized by almost every successful retiree.
You need a clear vision of what you want your retirement to look like. It should be clearly articulated and budgeted for, and it must be realistic with the amount of income and assets you'll have at your disposal. Whether it's through optimizing Social Security and pension, or generating income through investments and annuities, your income needs to be adequate to meet your needs and sustainable throughout your lifetime.
You need a clear vision of what you want your retirement to look like. It should be clearly articulated and budgeted for, and it must be realistic with the amount of income and assets you'll have at your disposal. Whether it's through optimizing Social Security and pension, or generating income through investments and annuities, your income needs to be adequate to meet your needs and sustainable throughout your lifetime.
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Reno Frazzitta is the founder of Smart Money Financial Advisors based in Sterling Heights, Michigan. Reno's career began on Wall Street as he was earning his degree in economics from the Leonard N. Stern School of Business at New York University. There, he spent time working in brokerage and investment banking firms.
The Collaborative Blueprint is a team effort to help you retire confidently by implementing The Bucket Plan along with The 6 Retirement Pillars. It's designed to address multiple issues, like Sequence of Returns Risk, creating a tax-efficient withdrawal strategy from your retirement accounts and getting a better handle around making your money last.
A fiduciary is a professional entrusted to manage assets or wealth while putting the client's best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and through the advisory engagement. Fiduciaries will also adopt a code of ethics and will fully disclose how they are compensated.
Below you will find a FAQ section to help navigate your decision to work with our firm. At Smart Money Financial Advisors, we believe in integrity, objectivity, competence, transparency, and professionalism and feel this FAQ can help determine if we are the right fit for you. Yes, at Smart Money Financial Advisors we uphold the fiduciary standard.
Having a holistic financial plan will help you determine whether or not a financial decision is in your best interest. There are 3 phases to it, but one of the biggest mistakes people make is skipping an entire phase right before they retire. It's our process for addressing some of the biggest risks that people will face in retirement.
Reviews (3)
Suzanne Swanson
Jan 07, 2021
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I began working with the team at Smart Money Financial Advisors about 18 months ago. During this time, we experienced the COVID-19 pandemic. As a result of the pandemic, the financial markets, along with my personal finances, experienced extreme fluctuation, and volatility. Because of the outstanding professional planning and guidance, the Smart Money Financial Advisors team provided, I was able to stay the course, using the plan we had developed. The result, I was able to successfully whether the financial ups and downs of the pandemic, maintain a solid financial position while staying the course
Mike Madigan
Aug 31, 2013
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Geoff McMahen
Jul 10, 2013
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