Texas Tech Federal Credit Union
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Texas Tech Federal Credit Union
Get the best rate for your ride with an auto loan through our fast and easy pre-approval process. When you sign up with Texas Tech Credit Union, you're not just another customer. As a member, you have a voice. Whether you're looking for a personal or auto loan, a mortgage or convenient online banking, our financial services are here to meet your needs.

Our financial experts can help you explore checking or savings account options fit for your lifestyle. Searching for a new home or trying to purchase a car? We can help with that, too. We offer flexible payment options and the lowest rates available. At Texas Tech Credit Union, our goal is to provide exceptional financial services that enhance our members' lives.
Services
We pride ourselves in operational excellence. We believe the best member experiences are built by the best people, the best systems and the best processes. When you sign up with Texas Tech Federal Credit Union, you're not just another customer. As a member, you have a voice. Whether you're looking for a personal or auto loan, a new credit card, a mortgage, or convenient online banking, our financial services are here to meet your needs.
Open a Kasasa Cash Back(R) checking account and earn money for doing things you already love. Kasasa Cash Back(R) pays you for doing the things you already do, like paying bills online or using your debit card to buy groceries. Upgrade to our Kasasa Saver(R) account to maximize your earnings and earn 2% APY annually.
Kick-off your new Texas Tech Credit Union membership by starting a Regular Share Savings account or a Kasasa Saver Account. Kasasa Saver(R) is a free savings account that links to your free Kasasa Cash Back(R) checking account. When your Kasasa Cash Back checking account earns rewards, your Kasasa Saver account earns rewards too!
Maximize your savings with a CD that lets you lock in a higher fixed rate than a traditional savings account. We know that planning for the future can be hard, but with terms from six months to 60 months and better interest rates than other long-term CDs, our Share CD option can help. Make your money work for you.
We offer our members interest rates as low as 1.49%, as well as flexible loan terms and payment plans. Whether you're searching for a new or used sedan or SUV, we offer auto loans with various interest rates and flexible terms to meet your needs. Avoid high dealership rates and rigid payment plans by visiting us before you begin your vehicle-buying journey.
Reviews (10)
Melissa Paniagua
Melissa Paniagua
Dec 12, 2021
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I’ve been very disappointed with the communication they have, I should say lack of communication because there isn’t any. They don’t do personal calls to see if there is any other options or solutions it’s just an email or text with their answer and done with you. I feel like it would be more professional if someone especially the specific loan officer that is reviewing your information would actually take time to go over anything with you even on the phone in case you may have questions or need to give specific details that can not be added to any application. I’m honestly thinking of
Tommy Cruz
Tommy Cruz
Aug 03, 2021
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Exceptional customer service! Go see Kyrk Guel and he will take care of you. Kyrk and the team went above and beyond to fulfill my unique request. Highly recommend them for your banking needs.
Sarah Mccrory
Sarah Mccrory
Jun 28, 2021
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The guys did an amazing job with helping me refinance my vehicle. The process was extremely smooth and super quick. My expectations were exceeded at every turn! Thanks guys for all your hard work.
Rico Vega
Rico Vega
Feb 22, 2021
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Texas Tech Credit Union made our car buying experience a breeze. Give them a call next time you're thinking about a new car. My rate was better than the dealership, too.
Jonathan Webb
Jonathan Webb
Dec 23, 2020
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Aaron was absolutely horrible. he gave out extremely unrealistic trade information. He quoted 9,000 above true value for a truck with 140,000 miles, needed tires, bad windshield, and a 4x4 system that didn't work. what he did was virtually lie to his clients. I was always taught that the inconvenient truth was better than a convenient lie, apparently Aaron does not share that value
Kathryn Dane
Kathryn Dane
Sep 16, 2020
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Gilbert Silva, a loan officer at Texas Tech Credit Union assisted us with an auto purchase. He guided us throughout the process, sending the loan documents to us via e-mail for review and signatures. When requested, he supplied the drafting instructions to the dealership promptly. We really appreciated his attitude and his friendly service.
Maria Prieto
Maria Prieto
Jul 29, 2020
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I got a vehicle loan from Texas Tech Credit Union. It went beyond wonderful. It was fast, easy & i did it from my mobile device during my break. The Personal Banker was nice and very helpful with everything. From filling out the application to booking the additional products. Nobody was pushy on anything and loved the Customer Service. So technologically advanced.
Tyler R.
Tyler R.
Jun 15, 2020
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I love working with TTCU.
I've completed two auto loans, a line of credit, a personal loan, and my first mortgage through the credit union, and I have never had better service. All loans were approved almost over night, and even during the insane housing market of the late 20teens, they were able to close in three weeks when others were asking for 5-6 weeks. Whether it is savings or lending, Texas Tech Credit Union will always be my first thought.
Johnmcilroy
Johnmcilroy
Jun 10, 2020
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Opened accounts here to help improve credit. Went from a secured credit card to an unsecured card. When this happened they stopped reporting it the credit bureau. My score dropped dramatically. I was finally able to get out of them that their contract with the bureau had expired and they had forgotten to renew it. I was told that I would have to wait months for anything to be resolved. It has not been and I am having trouble getting someone to call me back.
Vinita Rouse
Vinita Rouse
Jan 01, 2019
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Worst place I have ever dealt with. I have had 9 car loans in my life time and this was the most unprofessional handling of any loan. 1st my loan officer made mistakes on the paperwork and took over 23 days to clear up from the time I purchased the car. He made 3 fundamental mistakes of which I never would have signed with them as a lender had these mistakes not been made. I setup auto pay and to my surprise I got a late payment notification. Took 9 days for them get resolved. Now this happened in August, so to my surprise in September, October, and November to have the same issue was baffling