Florida Home Mortgage
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Florida Home Mortgage
Welcome to Florida Home Mortgage, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients. We are a full service mortgage company based in Naples, Florida.

Florida Home Mortgage specializes in USDA, FHA, Conventional, Jumbo, VA, Subprime in Florida. Whether you are buying a home or refinancing in the state of Florida, Florida Home Mortgage can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Reviews (3)
L. T.
L. T.
Jan 20, 2019
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I just recently bought my first home. I had no idea where to start. This home buying process was very new to me. I happen to google mortgage companies and came across Florida Home Mortgage. I had read a comment from one of their clients who also were first time home buyers and they said that this company had made their home buying process as easy as possible and were there for them 24/7. I made an appointment and met with George Opyt, the Mortgage Loan Officer.
I am the breadwinner in our family and my husband stays home with our baby. I work paycheck to paycheck at times, so I wasn’t sure if
Cecilia Iriarte
Cecilia Iriarte
Jun 13, 2017
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Great people, very professional and knowlageable. Highly recommend Florida Home Mortgage
Tucu Zr
Tucu Zr
Jun 12, 2017
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Working with Florida Home Mortgage exceeded any of our expectations. As first time homebuyers, we were not familiar with the terminology or the best process people to involve. Right away, Ray Pena was incredibly friendly and took time to sit down with my wife and I to determine what would be a good fit for us.
We really can’t say enough good things about FHM, George, kissy and Ray are just amazing to work with, knowledgeable, approachable, endlessly patient, and incredibly generous with their time (including mornings, evenings, and weekends). They answered every question and explained every