The mission of the Louisiana Central Credit Union is to provide an atmosphere of caring by making available to members, of all walks of life, consumer lending services, financial transactions, participation and access to a wide range of insurance benefits and coverage; and to conduct a well-managed and financially sound credit union with acceptance and respect in the community.
Immediate family members of anyone that is already a member of Louisiana Central, including those by marriage, are eligible to open their own accounts. Members must maintain a Share/Savings account balance of $25.00 in order to be eligible for other services offered by the credit union.
Immediate family members of anyone that is already a member of Louisiana Central, including those by marriage, are eligible to open their own accounts. Members must maintain a Share/Savings account balance of $25.00 in order to be eligible for other services offered by the credit union.
Services
Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions, our Board of Directors is comprised of persons democratically elected from our membership, by our membership.
A savings account is also known as a "share account, " or, your "share" of the Credit Union. When opening a primary share account (savings account), this is what makes you a member. Once you become a member and maintain a minimum of $25.00 in your savings account, you are entitled to take advantage of all products, services and promotions the Credit Union offers its members.
E-Statements are now available to members. With this great free service, members have faster and safer delivery of their statements. No more worry about clutter or lost mail. Enrolling in e-statements allows you to securely view and print your statement as far back as a year. Minor and Senior accounts are exempt from this fee.
ATM Cards provide members with quick access to their cash anytime-day or night. It can be used at any ATM carrying the PULSE Logo. The credit union does not own its own machines therefore you may be charged a fee by the ATM operator. The credit union will charge $.75 for all ATM withdrawals. Here's a list of surcharge free ATM's.
Members may apply for our fixed rate Platinum VISA or Share-secured VISA card after being a member for three months. We offer a low annual percentage rate (7.9% APR)* credit card with a 25-day grace period on purchases and there is no annual fee. Transfer balances from other cards to our VISA CARD today and save.
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Jonathan Peyton
Jul 17, 2019
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