National Income Life
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National Income Life
National Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the state of New York. Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life.

We continue our "personal touch" tradition not often found in the insurance industry today - meeting with our patrons in the place they are most comfortable. When we say NILICO supports working families, we mean it. National Income Life advocates for key issues and campaigns, and invests in a public agenda reflecting core values important to all working people.
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It's not about you. Life insurance is something you do to protect those you love so they don't suffer financially if your income is no longer there. Life insurance can be the only thing that stands between your loved ones and financial hardship. Life insurance is needed for the "what-ifs" in life. What if I died unexpectedly?
National Income Life Insurance Company is a provider of supplemental insurance in the state of New York. Our superior customer service, from initial contact through the life of a policy, sets NILICO apart from the competition.

Our commitment to working families has been respected and appreciated by many different groups, representing thousands of members of labor unions, credit unions, associations, fraternal organizations, sporting groups, licensed professionals, and non-profit organizations.National Income Life in New York operates in the spirit of 'Be Union - Buy Union.'
We believe in investing in the communities where we live, work, and visit by giving back through the Make Tomorrow Better giving initiative. Our commitment doesn't stop there; we also participate in hands-on service activities whenever possible. Giving back is not just what we do, it's who we are.
You can also visit the Find a Local Agent Find an Agent page to search for agents in your area. What if I'm not part of a union or association, can I still buy National Income Life products? NILICO agents will meet with you after work and come to your home or whereever is most convenient for you. How do you give authorities all they need to know to find your child without losing precious time?
If you have accidental death insurance, you may be wondering if dying of cancer, or other illnesses will be covered. In this blog we cover that scenario and outline the best insurance options for those planning ahead. When naming a life insurance beneficiary, you may choose an individual, an organization, or a trust.
Reviews (10)
Jaclyn Kemp
Jaclyn Kemp
Jun 01, 2021
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Great when they’re taking your money but when you need something, you wait on hold for over 40 minutes and can’t even get a call once once their reps have left for the day.
Nick Ketaily
Nick Ketaily
May 26, 2021
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Agent was late compounded by rude... suggest an adjustment to your professionalism and people skills
Steve Orlando
Steve Orlando
May 14, 2021
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Positive: Professionalism
Nicolas Micare was very helpful in getting me set up with my coverage.
James Lamica
James Lamica
May 01, 2021
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I would like to state that Therese Hon did a wonderful job in presenting the information of our insurance policy under AD&D . She was very knowledgeable and professional in her presentation.
Donna and James Lamica
Jefferson Irvin
Jefferson Irvin
Apr 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
This is for Nick Micare from Cindy Irvin he was great and very knowledgeable. Thank you for the time you spent with Mark and myself.
Stewart Goncalves
Stewart Goncalves
Mar 31, 2021
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Positive: Professionalism, Value
I signed up for additional coverage with Nick Micare. If your interested in finding out what National Income Life has to offer, I would definitely recommend speaking with Nick. He's very knowledgeable with all that NIF has to offer. He's patient and courteous while speaking with you. It was a pleasure dealing with him.
Diana Leala
Diana Leala
Mar 25, 2021
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Positive: Professionalism, Quality, Value
I enjoyed talking Nick Owens. He’s very knowledgeable and professional.
Sabrenia Kinne
Sabrenia Kinne
Mar 03, 2021
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WORST EXPERIENCE EVER!!!! I had canceled my policy months ago and they owed me money for charging me after i cancelled the policy. They told me i had to wait for them to review my conversation to make sure i told them to cancel my policy, and its now 3 months later and still no refund and i keep being told that something wasnt done on their part and i should get my check in 5 to 7 business days and i have called them more then 5 times for my refund. and now because they had a technical difficulty i am supposed to wait another 3 weeks minimum to get my refund. Would never recommend this company
Steven Tyrrell
Steven Tyrrell
Oct 06, 2020
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Critical: Professionalism, Quality
Tried to cancel policy and had to call 5 times and then had to record the conversations. Never got any response from the local rep.
Lamone B.
Lamone B.
May 03, 2020
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William murtha, a very professional young gentlemen who answered all of my questions with ease, made everything understanding and kept us in the loop, never once did i feel like there were any underlying schemes or tricks. i have been content with my use of this insurance and with this company since day 1 and with people like him on the job i believe many would feel the same way. As a young man on way to adulthood myself I am in need of people as helpful as him thank you very much!