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I have been a member since 1988 and I truly love my credit union! They have always been really pleasant to work with and have always taken really good care of me and my family. I have been a member for 40+ plus years and no bank could touch the service & value of Thinkwise.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U. S. Government Agency.Thinkwise CU is an equal opportunity housing lender. We may provide links to third party partners, independent from Thinkwise CU.
Services
Thinkwise membership is open to all employees who work regularly in the Educational Industry in the counties of Orange, Riverside, and San Bernardino, California. Persons retired, pensioners, or annuitants from this field of membership; members of their immediate families or households; volunteers; and organizations of such persons.
We are happy to now offer our members a student lending option through Student Choice! If you're ready to apply, simply create a profile and fill out the loan application electronically. Learn about the ins and outs of the Free Application for Federal Student Aid (FAFSA) - the most important piece of the financial aid puzzle.
Thinkwise Credit Union offers a full range of savings and investment options to bring your financial goals within reach in all stages of life. A Share Savings Account is the key to your membership at Thinkwise Credit Union. A minimum initial deposit of $25.00 is all that is needed to join and maintain lifetime access to member benefits.
Identify theft protection and other attractive benefits make this account a great choice for everyone. IDProtect1 - Identity Theft Monitoring and Resolution Service that includes 3-in-1 credit file monitoring2*, ability to request a 3-in-1 credit report every 90 days or upon receipt of a credit alert*, total identity monitoring*, ID theft resolution services, and up to $10,000 in identity theft expense reimbursement3.
Thinkwise Credit Union has been serving the San Bernardino community since 1952 offering financial services to school employees and their immediate family Members. Now a $100 million credit union (asset size) serving over 6,000 Members in the San Bernardino, Riverside and Orange counties, we maintain focus on being a financial resource for our Members.
Reviews (10)
Kim Chapman Alvarez
Kim Chapman Alvarez
Oct 13, 2021
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Why have atm locations listed on your website as able to go to if they are not for public use. My family friend daughter who does not do mobile app or online has to make deposits and couldn’t since branch not open till 930. Went to atm listed and they said not for public use. Was a huge waste of gas and time
Robert M.
Robert M.
Jun 25, 2021
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Don't go to this place they are discriminating to new clients. They will not allow you to open account unless you work for a school district or a family member. Anyone can lie bring a friend and say they are a family member. They also had nothing to do and all the banker female looked at me in group watch me walk out and laugh was rude and weird. The place doesn't even pay enough interest.
Jacqueline Garza
Jacqueline Garza
Jan 06, 2020
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I absolutely love Think wise credit Union, they are very personable and provide the best customer service. Cynthia , recently assisted me when I had fraud on my card, overall, they take great care of the members.
Gary Duncan
Gary Duncan
Dec 10, 2019
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How wonderful Taresa Pike has been to me throughout the years. Also Paige and George have been so very helpful, and I have just enjoyed working with and being apart of think wise credit union. Thank you so very much for helping me... I recommend think wise to all my friends!
Mary Villarreal
Mary Villarreal
Dec 02, 2019
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I am so impressed with Damian Arroyo. He treated us like respected guests while he helped us get a car loan at a fabulous rate. He was organized, knowledgeable, and patient. He even helped me with some apps that I didn't understand and explained things until I did. Need a car loan? Check with him.
Isabel S.
Isabel S.
Sep 18, 2019
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I've been a member of the credit union since 1999 , they have taken care of me and my family when we needed help with loans and different accts.The bank helped me to start a new beginning in my finances . I want to give a special Thank You to CYNTHIA Bermudez because she has helped me so much in all my banking business and has been there when I needed assistance with banking out of state with No problem.Ive moved out of state but I still do my banking with thinkwise. They make you feel comfortable with them.
Angela Rodriguez
Angela Rodriguez
Sep 12, 2019
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I’ve been with Thinkwise Credit Union for over 25 years now. All my children have accounts there, and ALL my family. I’ve always had quick and great customer service when applying for signature loans and/or car loans. I plan to stay as long as possible. Thinkwise is they way to go!!!!
Renee Kalanui
Renee Kalanui
Aug 13, 2019
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My family & I have been using this credit for 10 years. We use it for our personal accounts and I have been able to use it for my businesses also. I love the rate I'm getting on my 60 month CD - hard to beat! And, Teresa is always prompt and pleasant when I need assistance with anything. Thank you!
Jessica Pangelinan
Jessica Pangelinan
Aug 06, 2019
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Such great customer service from Cynthia Bermudez 9 times out of 10 she usually is the one who answers when I call. Always quick to assist properly & professionally! Thank you Cynthia
I have been a member for over 20 years and love this credit union very efficient with Loans I will never go anywhere else!
Sebastian Jackson
Sebastian Jackson
Oct 05, 2018
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So Thinkwise is actually not my bank, but they are partnered with my bank Navy Federal Credit. I made a deposit of 1000 dollars on Tuesday at 9 am. I'm use to cash being available immediately but since I used a different bank I figured I would go ask the bank. I was told it takes 24 hours. Next day still no deposit so I return to thinkwise to figure out the problem and they couldn't produce my envelope or tell me when my money would be deposited. I had to call navy federal to figure out how it works. So if you're depositing using an envelope from another bank, then it takes 3 to 5 business days