Please call us at (317) 759-1483 to discuss your bankruptcy matter and receive your free consultation. Are you being harassed by creditors? Do you have wage garnishments coming out of your paycheck, or lawsuits against you from credit card companies? Chapter 7 Bankruptcy can put a halt to all of those things immediately.
Whether you are single or a married couple, Chapter 7 Bankruptcy is a viable option if you have consumer debt to eliminate. If you qualify for Chapter 7, based on the Income Means Test, you could have all of your credit card debts, medical bills, and other unsecured debts eliminated within three to four months.
Whether you are single or a married couple, Chapter 7 Bankruptcy is a viable option if you have consumer debt to eliminate. If you qualify for Chapter 7, based on the Income Means Test, you could have all of your credit card debts, medical bills, and other unsecured debts eliminated within three to four months.
Services
A Chapter 7 Bankruptcy is the straight or liquidation chapter of personal bankruptcy. A single person or married couple files papers with the Bankruptcy Court asking for immediate protection from their creditors and ultimately for an elimination (discharge) of most debts. In a chapter 7 bankruptcy you will have the option of "reaffirming" secured debts like houses or cars.
Chapter 13 is a personal reorganization bankruptcy. It provides protection from creditors while a plan to deal with debts is put together. Chapter 13 provides help to people looking to stop foreclosures, avoid repossessions, and stop other creditor collection efforts. A chapter 13 plan treats all of your debts in one way or another.
You are finding errors on your credit report, review information about the Fair Credit Reporting Act here: FCRA. You are receiving letters or unwanted statements or phone calls from creditors, review information about the Fair Debt Collection Practices Act here: FDCPA. You are receiving calls from creditors or other advertisers on your cell phone, review information about the Telephone Consumer Protection Act here: TCPA.
The Fair Credit Reporting Act (FCRA) provides individuals with a way to correct erroneous information and to pursue actions against credit agencies that violate a person's rights. If you find errors, you must dispute the erroneous information to each credit reporting agency reporting the erroneous information.
Reviews (10)
Sarah Jackson
Jan 17, 2022
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I came to Sawin and Shea after a divorce left my credit a nightmare and wage garnishments were being threatened. They filed my bankruptcy, stopped wages garnishments before they started and walked me through it all. It was a lot less stressful and complicated than I thought it’d be. They were always courteous and helpful when I had questions and I never had a problem reaching them.
Mondi Khatibi
Nov 21, 2021
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When I called the office, I spoke to Jordan whom helped me to clear the matter for the title company. He has generously helped me to solve the issue. He has emailed them promptly and answered thier questions! When I went through the bankruptcy after divorce. Mr. Richard Seay indicated we are there for you for years to come. They are not kidding about that, this is almost 10 years later and they are still doing good in thier promise. Thank you so much!!
Michael & Jessica Turner
Nov 15, 2021
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My husband and I had dealt with financial issues for many years and due to some unfortunate circumstances, we weren’t able to apply for a chapter 7 at first, but Sawin and Shea was able to help us greatly with a chapter 13 that was very reasonable and they made it work with what we could pay and with what we owed. After more life events, we were able to transfer to a chapter 7 and we were finally debt free! And Sawin and Shea helped us get there! We can finally live our lives without walking on eggshells! They helped us and we are truly grateful!
Chuck Bowen
Nov 02, 2021
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Like most people in need of an attorney, my situation was rather emergent. I felt helpless and confused when I contacted Mr Shea, but he was able to explain my situation, lay out an easy to understand plan of action, and then he executed his plan literally minutes after I first consulted him. Joey was his right had woman and she exhibited professionalism and a sense of urgency every time I contacted her. She's a rockstar. I would definitely recommend Richard Shea for any area of law he practices in. I hope to never need his services again, but at least I know who to call if the need arises.
Haly Quinn
Oct 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Everyone I interacted with from the firm was so nice, nonjudgmental and very helpful. They answered every question I had and explained everything clearly. Sawin & Shea made the whole process very quick and easy. I would recommend Sawin & Shea to anyone seeking financial relief with the help of a great, trustworthy firm!
Everyone I interacted with from the firm was so nice, nonjudgmental and very helpful. They answered every question I had and explained everything clearly. Sawin & Shea made the whole process very quick and easy. I would recommend Sawin & Shea to anyone seeking financial relief with the help of a great, trustworthy firm!
James Jackson
Oct 10, 2021
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Elizabeth Robert Hodge
Sep 09, 2021
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Everyone in the office was super nice and very helpful throughout our whole process. It’s stressful enough to go through bankruptcy, but they put our minds at ease. My husband and I talked to multiple attorneys before coming here. They were by far the best price, professional, respectful, responsive, and everything we could’ve hoped for. Thank you Shawin & Shea and staff for helping us with our fresh start!
Kimberly Evans
Aug 24, 2021
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Positive: Professionalism, Quality, Value
This place was awesome at helping my husband and I on our bankruptcy. I highly recommend them. Richard Shea definitely went above and beyond to back us up after our case was settled. Not only do I give them 5 stars...would be ten if I could but also two thumbs up.
This place was awesome at helping my husband and I on our bankruptcy. I highly recommend them. Richard Shea definitely went above and beyond to back us up after our case was settled. Not only do I give them 5 stars...would be ten if I could but also two thumbs up.
A. O.
Jul 31, 2021
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Your legal services mean so much to me for so many reasons. I stepped
into your office first time with a sorrowful heart because of identity theft debt I did not know anything about or incurred. A lawsuit was filed against me to a point of garnishing my paycheck. You took over the case and melted all my worries and gave me victory, happiness and put the smile back on my face at the end. I wish all professional services can be like Sawin & Shea, LLC. They are very responsive, professional, and of good value. I am happy that I came across your legal firm. Thank you!
into your office first time with a sorrowful heart because of identity theft debt I did not know anything about or incurred. A lawsuit was filed against me to a point of garnishing my paycheck. You took over the case and melted all my worries and gave me victory, happiness and put the smile back on my face at the end. I wish all professional services can be like Sawin & Shea, LLC. They are very responsive, professional, and of good value. I am happy that I came across your legal firm. Thank you!
Shynika Hall
Jul 11, 2021
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Dawn, Mr. Shea and Leah Barnekow have been amazing! They are helpful, patient, knowledgeable, informative and most of all kind! They do not make you feel like they are only dealing with you to get your money. They make you feel like family. No one ever took the time to explain credit or my options for bankruptcy. I was only aware of Chapter 7, but they explained the benefits of Chapter 13 to me in depth. I definitely feel that their services are a steal! Especially for the level of support you receive. They never make me feel like an inconvenience to them or their time. I appreciate them and HIGHLY
