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Retirement Planning Associates
With more than 75 years combined experience in retirement planning, we offer our clients the ease and trust of our expertise. We proudly help our clients plan today so they can enjoy tomorrow. As specialists in the Florida Retirement System (FRS) Deferred Retirement Option Program (DROP), we assist our clients in fully understanding one of the most important decisions they will make - retirement.

Our Advisors are equipped with the knowledge, experience, and state-of-the-art resources to successfully guide clients to their financial and retirement goals. Retirement Planning Associates (RPA) is proud of our relationships with key partners.
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Founded in 1990 and based in Winter Springs, Florida, Retirement Planning Associates (RPA) is a statewide retirement planning firm with offices throughout Florida. For decades, RPA has specialized in retirement planning with a focus on issues unique to educators and public school employees. RPA partners Joe Avallone, Michael Borgailo and David Payne bring more than 75 years of combined retirement planning experience to their practice.
At Retirement Planning Associates, we provide a comprehensive retirement analysis and customized recommendations. We are experts in the Florida Retirement System (FRS) Deferred Retirement Option Program (DROP) and work closely with our clients to guide them through this process, helping them to understand all of their options so they can make the best choices for their retirement savings.
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