Mid Minnesota Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1.877.643.6466.
All products and services available on this website are available at all Mid Minnesota Federal Credit Union branches.
All products and services available on this website are available at all Mid Minnesota Federal Credit Union branches.
Services
What sets Mid Minnesota apart from other financial institutions is that YOU, our member owner, has a vested interest in our success. Any profits are returned to our membership in the form of higher dividend rates, lower interest rates on loans, additional technology, and growth in services.
Mid Minnesota Federal Credit Union (MMFCU) serves all of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties as well as the Cities of Aitkin, McGregor, and Palisade, in addition to various townships* in Aitkin County.
Mid Minnesota Federal Credit Union (MMFCU) serves all of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties as well as the Cities of Aitkin, McGregor, and Palisade, in addition to various townships* in Aitkin County.
Earn awesome cash rewards every month just for doing simple things, like using your debit card. There's no minimum balance to earn rewards and never a monthly maintenance fee. Build your savings effortlessly. Free Kasasa Saver links to your free Kasasa Cash or Kasasa Cash Back Checking to make saving simple and easy.
For that reason, MMFCU offers a variety of checking accounts delivering cutting-edge technology and highly personalized service. We even provide the tools to switch your existing deposits and auto payments from your old account to MMFCU with ClickSWITCH. Earn awesome cash rewards every month just for doing simple things, like using your debit card.
Whether you're a Wall Street investor or a rainy day saver, Mid Minnesota Federal Credit Union provides a variety of ways to save. All savings accounts provided by Mid Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, up to $250,000. Teaching your children how to save is easier with your Youth Education Savings (YES) Account.
All savings accounts provided by Mid Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, up to $250,000. An Add-On Term Share Certificate is a fixed rate dividend-bearing account that provides more flexibility than a Traditional TSC. It gives you the ability to make additions to your account before renewal, while still guaranteeing a fixed rate of dividends for a specific term.
Reviews (10)
Kailynn Heide
Nov 05, 2021
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We had a great experience talking to Amber at the Baxter location about some concerns we had. We really appreciated her assistance. However, we had called the location twice before deciding to head in. The employees we talked to on the phone were very dismissive and cold. Unfortunately, I can’t recall their names. But, again, Amber was very helpful.
Megan Litzau
Jul 18, 2020
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Bank puts a hold on all deposits. Minimum withdrawal of $200/day; feels like my parents who wouldn't trust me, controlling my finances. Bank appears to "sneak" over draft fees when there's money in account and the excuse is "our system must've missed it".....ummm, not comfortable with that response. Affinity Plus Federal Credit Union is my #1 choice for everything!
Josh Paulson
Nov 06, 2019
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Cody Hanson
Nov 02, 2019
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I am not at all satisfied. Been with them for a couple years and they were happy to give me a small loan for a car and truck. Car is paid off and the truck will be. I have never been late for any payment...ever. They told me to come to them if I needed any more loans and I did only to be denied twice! Credit score in the 700s and making more than the minimum payments. Lady that helped me was rude and had no explanation on why I wasnt qualified for a small loan. Just told me "sorry" and that was it. Lost my business for loans Mid Minnesota.
Wendell Anderson
Oct 13, 2019
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They are getting too big for their britches, I have worked with mid min several years and have had several loans with them as well as a checking and savings account. Never late on a payment went to get a loan, my credit score is mid to upper 700's I was pre approved for much more than I was asking went to sign papers and final underwriting said oh no the rate will go up by 2 percent and can only do a 48mo instead of the 60 I was approved for. Went to Crow wing power they did the 60mo for 3 percent less than mid min not cool mid min.
Roxi Grimsley
Oct 07, 2019
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Steve Lendobeja
Oct 16, 2018
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I worked with Ginger on getting my home loan. She was very patient and explained the process and helped made the fist time home buyer process enjoyable rather then scary and stressful!
They were thorough with the process and were quick to answer any questions I had.
**I never felt rushed or pushed into anything through the process.**
I had a approval from a competing lender but the competitive rates and local servicing of my loan at Mid Minnesota was what finalized my decision to go with them.
I highly recommend this place for people looking for a mortgage!
They were thorough with the process and were quick to answer any questions I had.
**I never felt rushed or pushed into anything through the process.**
I had a approval from a competing lender but the competitive rates and local servicing of my loan at Mid Minnesota was what finalized my decision to go with them.
I highly recommend this place for people looking for a mortgage!
Burton Dahle
Jul 04, 2018
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My mother has banked here for 15 year and when I became POA of her accounts, they were very helpful in finding solutions for my mothers changing financial needs. I have had the pleasure of working with David W. on a couple of occasions. I really felt the small town bank "personal touch" when working with him. The Staff at the Crosby location also were very patient with my mother over the years as well. Good Job!
Bender Rodriguez Futurama
Sep 11, 2017
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This is the main branch that will approve or deny your loan. Most likely deny. They have denied me every time I tried. I have great credit. Been with them over 10 years. I got a 2000 loan before with my car as collateral. Not only did I make more than the minimum payment due...the loan was paid off early. Then when they deny you, they wont tell you to your face. They just hope you figure it out for yourself. No letter...and no phone call that was promised. I only knew cause of what I found from the application status on their website. The people can be nice very little of the time otherwise they
Robert Ferrian
Jan 04, 2017
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