Are you dealing with overwhelming debt, home foreclosure, vehicle repossession, utility shut-off, creditor harassment or garnishments? At the Bankruptcy Centers of Michigan, we have helped thousands of clients successfully navigate through these issues and move on with their lives. We are a full-service bankruptcy law firm that has helped people resolve debt problems since 1972.
Whether you need a Chapter 7 bankruptcy to eliminate unsecured credit card bills and garnishments or a Chapter 13 bankruptcy to stop home foreclosure or eliminate a second mortgage, we have the experience and expertise to help.
Whether you need a Chapter 7 bankruptcy to eliminate unsecured credit card bills and garnishments or a Chapter 13 bankruptcy to stop home foreclosure or eliminate a second mortgage, we have the experience and expertise to help.
Services
Jack Berman began practicing law in 1972. He has devoted much of his over 50-year career to representing clients as a bankruptcy attorney. Jack is a well-respected member of the bankruptcy bar. He is accredited by the Better Business Bureau and is listed on the Detroit Chapter 13 Trustee's list of recommended bankruptcy attorneys.
A Chapter 7 bankruptcy is a liquidation bankruptcy that is filed to cancel unsecured debt and obtain a fresh start. The filing of a chapter 7 bankruptcy stops all collection activity, including phone calls, letters and legal action. Unlike Chapter 13, a Chapter 7 bankruptcy case does not involve the filling of a plan of repayment.
Eliminate a second mortgage. This is possible if the value of your home is less that what is currently owed on your first mortgage. Reclaim a repossessed vehicle and enable the vehicle to be paid at a reduced amount and reduced interest rate. A Chapter 13 bankruptcy is also referred to as a wage earner's plan.
Loan modification can reduce the principle balance, eliminate the arrearage and/or lower the interest rate on your mortgage. However, obtaining a loan modification can be a very complicated and frustrating process. We can determine what loan modification programs are available for you and handle the entire process from start to finish.
