Watts Insurance is a locally based agency focused on families and our Montana communities. Insurance can be complicated, that is why our professionally licensed insurance team is committed to the highest level of professional competence. We work with a vast network of carriers to offer competitive pricing with tailored options that fit your specific needs.
Our customers enjoy honest, reliable service with the personal attention that comes with being a local company. Our preferred carrier is Farmers Union Mutual Insurance (FUMICO), which is a property and casualty company in Montana, writing business ONLY in Montana since 1915. FUMICO is the largest domiciled property and casualty insurance company in Montana.
Our customers enjoy honest, reliable service with the personal attention that comes with being a local company. Our preferred carrier is Farmers Union Mutual Insurance (FUMICO), which is a property and casualty company in Montana, writing business ONLY in Montana since 1915. FUMICO is the largest domiciled property and casualty insurance company in Montana.
Services
Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages.
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it. If a guest in your home is injured, liability protection and medical coverage help pay expenses. If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Located in Montana, we understand the insurance needs of the farm and ranch. Farmers Union Insurance has been insuring Montana farms and ranches since 1915. Whether you own a hobby farm, grain/hay farm or large ranch, the Watts Agency can develop an insurance policy to protect you.
While farms need the standard types of insurance policies that other businesses need, such as property insurance and general liability coverage, they also need insurance that is specifically related to the business they run.Livestock insurance is a multifaceted type of coverage with several different policy options.
While farms need the standard types of insurance policies that other businesses need, such as property insurance and general liability coverage, they also need insurance that is specifically related to the business they run.Livestock insurance is a multifaceted type of coverage with several different policy options.
With renters insurance, you will be able to replace what is damaged or stolen. Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing. However, renters insurance does not cover floods, earthquakes or routine wear and tear.
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