Americas Health Options
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Americas Health Options
We are an independent brokerage that works closely with you to find a health insurance plan to meet your needs. Insurance is an important part of everyone's lives and we understand that constant changes and rate increases can make it difficult to find the right plan. With a wide variety of health care options available, our experienced team will assist you with any questions or concerns as we search our many providers on your behalf.

Our job is to do the shopping for you, which saves you time and money! With hundreds of satisfied customers, you can rest assured that our team of professional brokers have you covered. Contact us today to get the most out of your healthcare.
Services
Oklahoma Health Options was founded by Russell Grafrath in 2016 in a direct response to the rising costs of health Insurance, which has mainly impacted the small business owners and the self employed of Oklahoma. From there several lines of insurance were added such as life, Medicare and long term care.
The individuals and families across Oklahoma who must purchase insurance through the individual market have been some of the hardest hit by the rising costs of Health Insurance in the last few years. In Fact, some Oklahoma insurance premiums have increased by almost 400% since 2013. Individuals and families who make too much money to qualify for subsidies through the Federal Marketplace have felt the full effect of the premium increases.
The rising costs of the "Obamacare" plans or "Affordable Care Act" plans on the individual market has been front and center in the media for some time now. However, the cost of group health insurance has been deeply impacted by the volatility of the US insurance market as well and most business owners have felt the sting of these rising costs.
Life insurance is probably one of the last things most people want to talk about but it's incredibly necessary. If you were to pass today, how long would your family be able to maintain their current lifestyle? How long would it be before your family begins to struggle financially and pay the mortgage, car payments, schooling and the like.
Oklahoma Health Options offers one of the most complete choices of Medicare plans in the state of Oklahoma including Medigap or Medicare supplemental plans and Medicare Advantage plans. We can search through dozens of companies to find the best fit for you and your family.

We offer assistance to clients state wide but are close enough to do in person consultations for people in the following communities: Edmond, OK, Oklahoma City, OK, Moore, OK, Norman OK, Yukon, OK and Guthrie, OK.Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below).
Reviews (10)
Lori Owen
Lori Owen
Nov 20, 2021
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Positive: Professionalism, Responsiveness
Russell was a fantastic help and so easy to work with!
Angela Taff
Angela Taff
Oct 17, 2021
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I put off getting health insurance after becoming self employed because I was overwhelmed with all of the different options and I didn’t understand how it all worked. Russell helped me find a plan that was right for my family in less than an hour. He answered all of my questions and made the entire process extremely easy. Highly recommended this company!
Clayton Propane
Clayton Propane
Oct 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Amazing to work with! Russell and Rose gave me great advice to help fond the right program for my family! They were very responsive and so helpful! Highly recommend!
Alvey Brown
Alvey Brown
Sep 18, 2021
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First of all these are the nicest people ever to talk to about getting insurance listening to what you need and finding the best for you Russel is an awesome person definitely knows how to take care of you if you need insurance and what’s best for you pull the trigger and talk to Russel and Rose if you don’t your making a mistake definitely would refer them to you so pick that phone up and call you will not regret it
Paris Van Dyne
Paris Van Dyne
Sep 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very impressed with the service Oklahoma Health Options provided. Thank you Russell for making the process easy and explaining any questions I had. I look forward to working with your team. Quick, informative, and to the point!
LaDonna Fischer
LaDonna Fischer
Sep 13, 2021
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Positive: Professionalism, Responsiveness
Russell was very professional and made me feel at ease. Russell answered all the questions I had and didn't make me feel rushed. I would recommend anyone to this business that is needing insurance.
Christa Hewett
Christa Hewett
Aug 22, 2021
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Russell and Rose were both highly informative and quick to respond. I appreciated their input and timeliness in getting me set up with new insurance. This was my first time getting health insurance without an employer and I'd talked to another broker who didn't make me feel like he understood my needs. That was definitely not the case with Russell. He gave me several options and really made sure to find something that fit what I was looking for. I'm incredibly pleased!
Doyle Brummett
Doyle Brummett
Aug 07, 2021
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We are very pleased with the service that we received from Russell Grafrath. He was diligent, polite and professional.
Alyssa Martin
Alyssa Martin
Jul 27, 2021
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Positive: Professionalism, Responsiveness
I called Russell and his assistant in the morning, and by 5pm, had new insurance! They are fast, polite, and respectful. Most of all, I came from a terrible insurance agent who was unresponsive constantly. Thankful to have found someone who answers calls and questions in a timely manner!
Madison Cantrell
Madison Cantrell
Jun 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Russell was SUPER helpful to my family and I! I would highly recommend setting up a phone call with him to look at all of your insurance options for the family!