Cote Insurance Agency
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Cote Insurance Agency
Founded in 1944, Cote Insurance has offered high quality insurance to families, businesses and individuals from all walks of life. From the beginning when Windsor Cote started from his kitchen, our focus has been on providing unparalleled customer service across Upstate New York.

It doesn't matter if you have a few blemishes or a totally clean driving record, Cote Insurance is here to make sure you find the right coverage at the right price for Auto, Motorcycle, Rv, Home or Business insurance.Agents at Cote Insurance will educate you about New York's insurance requirements for Trucking, RV's, Homeowners and much more, so you can make an educated decision about your policy.
Services
Fred Baldes the Head Honcho: At the ripe age of 12 Fred began his career as a paper carrier for the Times union newspaper. He has been working his way up the chain ever since. As the Owner of Cote Agency he has taken the business from a single location to multiple locations since 2010. Fred holds and has held several industry designations such as CFP, ChFC, CLU, CASL and has a Masters in Financial Services from The American College.
Bodily Injury Liability: Coverage that helps pay for injuries you may cause another person while driving. Property Damage Liability: Coverage that helps pay for property damage you may cause while driving. Personal Injury Protection (PIP): PIP helps pay for medical expenses and occasionally other damages after an accident no matter who is at fault.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Even small businesses require a hefty amount of insurance coverage. Insurance to cover the property, the employees, the clients and even the cars are all a necessary part of protecting your business' assets.

Cote Insurance agency works with the top insurance carriers to find Capital District NY business owners the commercial car insurance they need to drive safely and follow NYS law without worrying about incidents making a dent in their pocket books.Commercial auto insurance, also known as business car insurance or commercial car insurance, provides similar coverage to personal auto insurance.
Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
Reviews (10)
Naomi Mitchell
Naomi Mitchell
Jan 14, 2021
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Positive: Professionalism, Responsiveness
I had a great experience working with Christine Peris-Springer. Not only did she find me a great policy she saved me lots of $$$. She was very professional and responsive.
Patricia Gram
Patricia Gram
Nov 07, 2020
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As insurance rates continue to climb, I reached out to our local Cote Insurance Agency in South Glens Falls NY for a quote on renters insurance as well as car insurance. I spoke with Christine Peris-Springer. What a delightful, professional and helpful person. She took all my information and called me back with a quote. She did not try to oversell, just the opposite. She gave me the bottom line numbers and I instantly became interested in transferring my business to Cote Insurance Agency. She stated it would take her a little while to work on the paperwork and she would email it to me to sign.
Ashley Schusteritsch
Ashley Schusteritsch
Oct 17, 2020
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Recently I received a phone call from Christine Springer asking if I would be interested in returning to cote agency. I was surprised and taken back because I hadn’t been with them in over two years but I knew my renewal was coming up so why not see if I could save money. Not only did Christine answer all my questions but got me better coverage for less money! Christine went above and beyond and surpassed my expectations, I switched back to the cote agency and this time I don’t think I’ll switch to anyone else.
Again, outstanding customer service from Christine you won’t be disappointed
Rachel McKee
Rachel McKee
Oct 01, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Christine worked with me on acquiring car insurance and renters insurance. She was extremely helpful. She was compassionate and professional; knowledgeable and kind. She worked efficiently on finalizing my policies and answered my many questions. I will recommend her to anyone I know!
Vivian Rieben
Vivian Rieben
Aug 20, 2020
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Thank you Nicole at Cote’s. This has been the summer of changes & updates. We appreciate all you do for us! 👍🏻
Lisa Owens
Lisa Owens
Jul 07, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Cote insurance is a great company myself and my husband have both our cars and our house through them. Karissa is very professional and courteous whenever I have to call with changes or to make a payment. We highly recommend changing insurance companies to Cote.
Crystal Maxfield
Crystal Maxfield
Jun 03, 2020
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Positive: Professionalism, Responsiveness
I been with the company for awhile. I needed to change coverage on vehicles. I contacted christine springer at cotes and she helped me out and answered all my questions. She's a very kind and patient person. Thank you again christine
Kellie B.
Kellie B.
May 21, 2020
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Pleasure doing business with Christine. Always explains everything and happy to answer questions. Pleasure doing business with her.
Karyn Cerro
Karyn Cerro
Jul 27, 2019
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Christine Peris-Springer was more than helpful with my renters insurance today. She made quick, and accurate work of it. She explained all details, kept me informed each step of the way, and is very pleasant! I have used Cote for a few years, and I have always received excellent service. Thank You Christine! You made my weekend much less stressful!
Robin Gang-Caselnova
Robin Gang-Caselnova
Nov 03, 2018
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I recommend the Cote Agency . They are friendly and fast. Best prices Ask for Karissa she was patient and got al of my needs met quickly !