At Coastline Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Coastline Home Mortgage, LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. At Coastline Home Mortgage, LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Services
Coastline offers what we believe is the most consumer friendly Residential Lot Loan available in Northeast Florida. It is a 15-year fixed interest rate loan with no prepayment penalty and no balloon payment. We will make Residential Lot Loans up to $200,000. And when you are ready to build a home, Coastline offers a home construction loan.
Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
These days it is very important to protect your credit score. Getting a great deal on a new home loan is easier if you have a great credit score. At Coastline Home Mortgage, LLC, we feel that it is important to educate our clients so that they can get the best possible rate on any loan.
You should pay all of your bills on time but especially those that are connected to your credit like: Mortgages, Auto Loans, Personal Loans, Credit Cards and other revolving loans.Be very careful who you give your Social Security Number to and make sure that they keep it safe. Shred your bank statements, credit card statements and any other financial documents before you throw them away.
You should pay all of your bills on time but especially those that are connected to your credit like: Mortgages, Auto Loans, Personal Loans, Credit Cards and other revolving loans.Be very careful who you give your Social Security Number to and make sure that they keep it safe. Shred your bank statements, credit card statements and any other financial documents before you throw them away.
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
Reviews (1)
Jeremy & Natalie Wells
Nov 05, 2020
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We were perfectly satisfied with our mortgage experience every step of the way. Coastline had a product that was a perfect fit for us, they were very knowledgeable about the particularities of the USDA mortgage we decided to go with, and they made sure everything stayed on track so we could close on schedule. I would definitely work with them again.
