Our #1 goal is to establish a trusting relationship with our clients while providing excellent customer service. We focus on pilots and veterans doing a large volume of loans, although we offer a variety of other loan products to ensure that each of our borrower's unique situation is assisted with the best option possible.
Given your unique credit and employment history, income, debt, and goals, how much will a lender loan you? You can easily get a rough idea using our calculator. We will also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we give you a good idea of what kind of terms and loan programs you can expect to benefit most from.
Given your unique credit and employment history, income, debt, and goals, how much will a lender loan you? You can easily get a rough idea using our calculator. We will also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we give you a good idea of what kind of terms and loan programs you can expect to benefit most from.
Services
Because they typically feature good rates and lower costs, they are flexible and affordable for most people. Also known as conforming loans, conventional loans follow the standards established by Fannie Mae and Freddie Mac. Conventional loans may be used to purchase a primary residence, a secondary or vacation home, or rental properties.
Counseling and assistance available to veteran borrowers experiencing financial difficulty or facing default on their loan. VA loans are provided by regular lenders to eligible veterans for the purchase of a home, but are guaranteed by the U.S. Department of Veteran Affairs. The guaranty means the lender is protected against loss if the borrower fails to repay the loan.
Conventional refinancing is a good option for homeowners with a minimum of 20% equity and good credit history. Backed by Fannie Mae or Freddie Mac, a conventional refinance often allows those with an FHA loan to eliminate the Mortgage Insurance Premium. In a Cash-Out Refinance, the homeowner increases their loan balance by a minimum of five percent.
The VA Refinance program waives the need for documentation required for conventional refinance loans. By eliminating the need to verify income, employment, credit score and other financial information, the application process is kept simple and straightforward. Also called a VA-to-VA Loan, the VA Refinance program is provided by standard lenders but guaranteed by the VA.
If you have an existing FHA Loan, call us and see how refinancing can lower your monthly payments and get you the cash you need now. By refinancing your existing loan, the total finance charges may be higher over the life of the loan. Homeowners with existing FHA mortgages who wish to refinance their mortgage may benefit from the FHA Streamline Refinance Program.
Reviews (18)
Tj Boone
Dec 28, 2021
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Deborah Taylor
Dec 27, 2021
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Jennifer Phillips
Dec 26, 2021
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Trident Home Loans is the best mortgage lender hands down! They guide you through each step of the process and take time to answer any questions you have. The entire team is stellar and Stacy and Jamie provided me with the personalized attention I required as a first time home buyer. If you are looking for a lender that is honest, transparent, and will treat you like family, please call them immediately!
Greg Chapman
Dec 14, 2021
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Super flexible. Conducted refi on existing home and then bought another new construction home that dragged for months past when we should've closed. Able to work for me in multiple states. Best interest rates available. Kept fees low. Recommending to everyone who will listen. Reliable / Trustworthy / Customer-oriented.
Alec Gunsch
Dec 12, 2021
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Nicole Rattler
Dec 04, 2021
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Denisha Brown
Nov 30, 2021
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As a new homebuyer, I was intimated by the thought and process of buying a home. Trident Home Loans made the process easy for a first time homebuyer. Jamie showed great patience explaining anything that I had questions about in a clear and concise manner. Thank you all for the great work you did for me and I will gladly send your way anyone I know that is in the market. It was great working with THL.
Anneliese Elder
Nov 28, 2021
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Michael, Lisa, and the rest of the trident home loan team made our home buying experience stress free and enjoyable. Michael took the time to explain a lot of things to us since My spouse was overseas while we were purchasing our home. He was always a call or text away. I’m a small biz owner and I prefer to correspond via email because I know personal time is precious, but mike was always easy to reach and comfortable chatting on the phone. Thanks for making this process wonderful!
Timothy Wilson
Nov 16, 2021
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Kristina Hannah at Trident was prompt and responsive with us every step of the way. She quickly replied to emails, texts and was always a available by phone and ensured we had a smooth transaction from start to finish. She was thorough and explained everything in detail. She was a pleasure to work with and I wouldn't hesitate to recommend Trident Home Loans to anyone.
Jordan Vincej
Nov 16, 2021
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Incredible service! My husband and I were able to close on our first home in a couple weeks with the help from Trident. The communication was great and everything was handled in a professional manner. I highly recommend Trident Home Loans if you are wanting a smooth process when trying to qualify for a loan. Thanks for the great service!
Maureen Sheahan Savino
Oct 26, 2021
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Dominic Sutherland
Oct 19, 2021
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Excellent company with and an outstanding team to work with that secured me the lowest rate when compared to other lenders. Joan was extremely knowledgeable, courteous, and quick to reply with answers to my questions. Jonathan kept in contact with me throughout the process, kind, and ensured I had all paperwork in my inbox requiring my signature in a timely manner. Thank you Marty and Jared for leading me to the company and Joan and Jonathan for being true professionals. I look forward to working with Trident on my next home loan and am 100% confident everyone I refer to them will have a similar
Garrett Baccus
Oct 15, 2021
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Trident Home Loans was recommended to us after our first lending company wanted to charge us $16,000 in closing costs. From the very beginning, Stacy and her team (Jennifer, Amanda, and Jamie), were on top of things. Being first time home buyers, we had so many questions. And, they were all answered. Even after switching lenders, we still closed on time, and closing costs were no where near the $16,000 our original lender had quoted us. These ladies did a fantastic job. I would, hands down, recommend Trident Home Loans to any one looking to buy, especially Veterans.
I do need to give one team
I do need to give one team
Kathleen Lewis Sargis
May 27, 2021
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We closed on our new home in record time, and there’s no way that could have happened without the professionalism and hard work that was displayed by everyone at Trident. They were responsive, transparent, and helpful all the way through which made buying our first home a breeze, especially considering the serious time crunch with my husband… deploying. We are extremely pleased with how everything went and couldn’t be more grateful. Going forward, we plan to seek them out if we decide we need additional mortgage products and would absolutely recommend them to anyone looking for
Rob Johnson
Apr 14, 2021
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I am a repeat customer, having purchased a new home, and refinanced 4 times using Trident Home Loans. Every single time was simple and streamlined. I am entirely confident I got the best rates on the market. Victoria was amazing for every transaction! She made herself available either by phone, email, or text at all hours. She even helped navigate a complex financial situation where I was transitioning careers. I tell all my friends to use Trident, and to ask for Victoria!
Christine Cleek
Apr 13, 2021
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Stephen Terry
Dec 11, 2020
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Candy Gritter
Jun 21, 2020
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