Spirit Of America Federal Credit Union
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Spirit of America Federal Credit Union is your dedicated local credit union in Lincoln, NE. We have been proudly serving Military, Federal, Postal Employees and Families since 1932. Our members benefit from a large range of services, including secured accounts, loans, and more. When you need quality financial guidance, friendly local service, and reliable financial products, we're here for you.

We've built a legacy of trust throughout our area, and as a member, you are an integral part of the organization. Membership means ownership, and we're here to serve your needs and facilitate your future. To learn more about becoming a member, consult our brochure or call us today to speak with a representative.
Services
Your Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
As Lincoln, NE's trusted savings service and credit union; we've built a reputation for offering the finest banking and financial services throughout Lancaster County. We have over 80 years of experience providing top quality accounts, loans, and financial planning. We can help you achieve your savings goals, and we offer convenient online banking options to meet your needs.
Here at Spirit of America Federal Credit Union, we offer many services to help you with your finances, including mortgage options. We also offer ATM access, online banking, personal, vehicle, boat, motorcycle, RV's, travel trailers, 5th wheels, credit cards, and share/certificate pledge loans and more!
At Spirit of America Federal Credit Union, we're here to serve your needs. Whether you're looking to get into that new car or refinance your home - we offer exceptional loan packages with low rates. Do you want to build your nest egg for a rainy day? We can help. Our passbook savings account will let you earn dividends and plan for your future.
Convenient online banking, checking, national ATM access, and effective certificate returns are just some of the amazing amenities we offer our members. With Spirit of America Federal Credit Union you can rely on convenient banking anytime, and anywhere you want. Contact us today for more information.
Reviews (6)
Lynn Irons
Lynn Irons
Jan 26, 2019
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Spirit of America not only has great deals on loans, they have the best staff of any bank I have ever dealt with. They truly care about all their members! They will always try to help you with your needs and tell you ways to raise your credit scores. They do lots of events for members family's throughout the year aand collect items for kids in need at Christmas time. They really do have great values and ethics!
M. Barrett
M. Barrett
Jan 01, 2019
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I have been a member of Spirit of America FCU since before it was called Spirit of America FCU. I visit them on a regular basis, and call them all the time to take care of all types of financial matters. Every child of mine has an account at Spirit. Even my sister’s non profit organization has an account with Spirit. But most of all, I’ve known member of Spirit’s staff, like Beth since day one, and I always feel like family anytime I am being assisted by the Spirit staff. Some other pluses are, no fees, member owned, friendly, and knowledgeable people.
Gini Russell
Gini Russell
Nov 14, 2018
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We love spirit of America credit union. Cheryl is awesome! We have done business with her for many years. She is professional, friendly and knowledgeable. She is our personal banker and has become a friend. She always takes time to answer our questions and there is a fast turn around time on loan approvals. We trust her and that says a lot! Spirit of America is an awesome credit union because of the people they have working there—they care about you. You get personal customer service which is so different from large banking institutions. We’ve always had positive experiences here and have been
Kitty Amaya
Kitty Amaya
Nov 01, 2018
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Danielle has always been quick and easy with which to communicate. I have had two car loans with Spirit of America and my family and I have been members for over 40 years. This last car loan was important to me as it was my dream car. Spirit gave me a good deal and it was wrapped up in less than 10 days. A family credit union...
Ginny Czaplewski
Ginny Czaplewski
Sep 19, 2018
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I have been a member of the Credit Union for twenty some years. We have always received respect, and care from the people at the Credit Union. They are very helpful with our questions and helping us with banking transactions. Dannielle has helped us on several loans, she has always explained things to us. She always takes the calls or will call us right back. Would not hesitate to call them with any guestions or concerns. Everyone is great
Mat Conaway
Mat Conaway
Jul 06, 2018
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I have banked with Spirit of America Federal Credit Union since 2012 and have had not but great experiences with them. SOA treats their customers with respect and are extremely helpful in explaining how the checking and savings accounts work, the obligations, and what options I have as a member. They are very knowledgeable about other services they offer and which ones would be best for me as a member. I would highly recommend SOA to my family and Friends who are eligible to be members.