With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service. Talk to one of our agents today to review your existing insurance plan or develop a new one. Home, Auto and Business Insurance Agency in Fort Myers, serving Cape Coral, Bonita Springs, Naples and all of Florida since 1982.
Complete protection for your home and personal possessions, along with personal liability. Let us help you look for lower auto insurance rates, with access to multiple companies we can see if you or your business can save money. Peace of mind for your business through property insurance, general liability, business automobile, workers compensation, group health and more.
Complete protection for your home and personal possessions, along with personal liability. Let us help you look for lower auto insurance rates, with access to multiple companies we can see if you or your business can save money. Peace of mind for your business through property insurance, general liability, business automobile, workers compensation, group health and more.
Services
Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs as they navigate the complex world of insurance. We invite you to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies.
Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed and we are confident that with our understanding of the insurance space, we can help people better prepare for the future.
After almost 40 years in the business, Lott & Gaylor has developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.Above all else, we feel a commitment to our Southwest Florida community. Our mission is to get to know and understand your needs, wants, and long-term goals.
After almost 40 years in the business, Lott & Gaylor has developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.Above all else, we feel a commitment to our Southwest Florida community. Our mission is to get to know and understand your needs, wants, and long-term goals.
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.
Many people never read or attempt to understand their insurance policy until after disaster strikes. Working with an agency that will help you understand your risk and make recommendations is crucial, and with rising rates and dwindling availability it's more important than ever.
Finding the right Fort Myers or Cape Coral insurance agent that will work with you and help shop for affordable home insurance with the proper coverages can daunting task.Lott & Gaylor's home and insurance products offer our customers protection for their dwellings and personal possessions, along with personal liability coverages.
Finding the right Fort Myers or Cape Coral insurance agent that will work with you and help shop for affordable home insurance with the proper coverages can daunting task.Lott & Gaylor's home and insurance products offer our customers protection for their dwellings and personal possessions, along with personal liability coverages.
A Condominium Unit Owners insurance policy picks up coverage for a unit where the condominium association master policy leaves off. An association typically insures the building and other common areas. As a condo unit owner, you are responsible for the interior of your individual unit.
Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association master policy and condo by-laws carefully.Lott & Gaylor has provided Condo Insurance to individuals and families in Fort Myers, Cape Coral, Naples and all of Southwest Florida for over three decades.
Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association master policy and condo by-laws carefully.Lott & Gaylor has provided Condo Insurance to individuals and families in Fort Myers, Cape Coral, Naples and all of Southwest Florida for over three decades.
Reviews (14)
Scott Lawrence
Jan 05, 2022
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Donna
Oct 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I contacted several insurance companies for a quote for our condo insurance. I spoke with Megan D. at Lott and Gaylor Insurance and she was wonderful. She was very friendly and sent me a quote within an hour. She was amazing to work with and I highly recommend Megan and Lott and Gaylor Insurance! You won't regret it.
I contacted several insurance companies for a quote for our condo insurance. I spoke with Megan D. at Lott and Gaylor Insurance and she was wonderful. She was very friendly and sent me a quote within an hour. She was amazing to work with and I highly recommend Megan and Lott and Gaylor Insurance! You won't regret it.
Jay OConnor
Sep 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Lott & Gaylor Insurance did a wonderful job of servicing our business insurance needs. They were able to lower my premiums without moving our coverage away from a AAA-rated carrier. The staff was responsive to our service needs and resolved our concerns quickly and professionally.
Lott & Gaylor Insurance did a wonderful job of servicing our business insurance needs. They were able to lower my premiums without moving our coverage away from a AAA-rated carrier. The staff was responsive to our service needs and resolved our concerns quickly and professionally.
Scott Hawkins
Sep 22, 2021
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Shawn Patterson
Sep 01, 2021
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I worked with Megan D after a whirlwind of a home buying experience. She was so responsive and helpful. Megan went above and beyond to help us. I ask a lot of questions, and Megan was so patient and willing to explain things.
I did my due diligence and checked out a number of other home insurance providers, but they could not compare to Lott & Gaylor.
I did my due diligence and checked out a number of other home insurance providers, but they could not compare to Lott & Gaylor.
Mitch Schwenke
Sep 01, 2021
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I have been doing business with Lott & Gaylor going on 20 years and due to the professionalism and personal service I don't feel the need to shop around. Having started with Phil Gaylor in the beginning and communicating with Monica, Dawn and most recently Peter, I still feel that way. They always look out after my best interests ... which is what a businessman would like and hopefully expect in their relationship in the insurance world. Give em a call!!!
Linda Hajdamacha
Aug 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been working with Lott & Gaylor since 2006 for my commercial liability, commercial auto, homeowners and personal auto insurance. Now my daughter is also insuring her home and auto with them. They respond immediately to my questions and concerns. I would not dream of going elsewhere. Very friendly, professional and efficient!
I have been working with Lott & Gaylor since 2006 for my commercial liability, commercial auto, homeowners and personal auto insurance. Now my daughter is also insuring her home and auto with them. They respond immediately to my questions and concerns. I would not dream of going elsewhere. Very friendly, professional and efficient!
Anna Withrow
Aug 20, 2021
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Anna Haney-Withrow
Aug 19, 2021
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Paula Biggs
Aug 18, 2021
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Kevin Gould
Aug 17, 2021
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Melissa Roque
Jan 18, 2019
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Andrea Stanley Gately
Dec 04, 2018
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Clay W. Taylor
Nov 13, 2018
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