When your financial situation spirals out of control, preventing you from enjoying your life, Delaware Chapter 7 or Delaware Chapter 13 bankruptcy protection may be the best option. We provide thorough, effective representation to ensure every client gets through the Delaware Bankruptcy process as effectively and efficiently as possible.
Services
Since 1996, we have been providing highly attentive personal service and vigorous, effective legal representation to our clients, helping people eliminate debt and stop creditor harassment by filing Chapter 7 and Chapter 13 Bankruptcy. Financial rehabilitation also includes rebuilding one's credit by achieving a 720+ credit score 12+ months post-bankruptcy, and learning sound money management principles.
Chapter 7 is a bankruptcy liquidation, commonly referred to as a "straight bankruptcy". Chapter 7 Bankruptcy allows individuals, self-employed individuals or debtors otherwise engaged in business, including incorporated entities, as well as Debtors engaged in business, to discharge their debts.
Chapter 7 provides complete relief of unsecured debts, in a relatively short period of time, in that it normally takes 4-5 months from the date of filing to the date of discharge.A bankruptcy discharge releases individual debtors from personal liability for their debt.
Chapter 7 provides complete relief of unsecured debts, in a relatively short period of time, in that it normally takes 4-5 months from the date of filing to the date of discharge.A bankruptcy discharge releases individual debtors from personal liability for their debt.
At Cynthia L. Carroll Law, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score?
We offer debt settlement/negotiations for those who do not qualify for bankruptcy, due to excess income or assets, those who want to eliminate unsecured debt but cannot afford Chapter 13 plan payments, or for those who wish to avoid bankruptcy at all costs, but still desire to become debt-free. We offer true debt settlement plans which eliminate 40 to 60% of the outstanding balances on your unsecured debt.
Family Law encompasses a wide range of matters. You need an attorney who can handle your case with sensitivity, professionalism and expertise. We understand how difficulty this process can be and work to ensure that our clients have peace of mind during this process. We guide our clients and support them while offering the highest quality legal representation.
Reviews (10)
Ronald Smith
Feb 02, 2022
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My experience with Cynthia Carroll and her office and staff was a great one. For something so important to me as a man as my financial health and ability to care for my family and be a provider. A job well done and would recommend her to anyone having the issues I had. Thank you sincerely Ronald Smith.
Kevin Cruz
Sep 10, 2021
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I felt the weight come off my shoulders as my Chapter 7 was finalized. It took me a couple months to gather the paperwork and then 2.5 more for a 342 meeting with the trustee. I choose this place because they walked me through everything and even helped me rebuilt my credit. 8 months after the chapt7 my credit score went from the low 500s to 700, and was even approved for traditional auto loan with a low APR. Don’t struggle with debt you know will take 1/4 of a lifetime to pay.
Update: its been 2 years since filing for Chapter 7. I have a mortgage, new 2021 car, best credit cards, and no debt
Update: its been 2 years since filing for Chapter 7. I have a mortgage, new 2021 car, best credit cards, and no debt
Jermaine McReynolds
Jul 19, 2021
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Pokey Henry
Jul 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The office of Cynthia L. Carroll and her staff was a pleasure to work with. They lightened a burden from my mind. I feel so free. Thank you for the professionalism of Daria Williams she kept me well informed on all the necessary paperwork and what to expect all the way. M. Henry
The office of Cynthia L. Carroll and her staff was a pleasure to work with. They lightened a burden from my mind. I feel so free. Thank you for the professionalism of Daria Williams she kept me well informed on all the necessary paperwork and what to expect all the way. M. Henry
Olivia Jones
Nov 05, 2020
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These are some difficult times during this pandemic.
I can honestly say that Attorney Cynthia Carroll bankruptcy lawyer and her team are very encouraging, supportive & 100% professional. I was unable to sleep at night the debt was weighing heavy on me. They all told me not to worry about anything, always encouraging.
Attorney Carroll and her team expedited my paperwork to me and kept me abreast of everything that was going on. I was walked through the process with patience and experience. All my questions answered and I was treated like a person with the utmost respect. I mostly interacted with
I can honestly say that Attorney Cynthia Carroll bankruptcy lawyer and her team are very encouraging, supportive & 100% professional. I was unable to sleep at night the debt was weighing heavy on me. They all told me not to worry about anything, always encouraging.
Attorney Carroll and her team expedited my paperwork to me and kept me abreast of everything that was going on. I was walked through the process with patience and experience. All my questions answered and I was treated like a person with the utmost respect. I mostly interacted with
Pamela Powers
Jul 11, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Cynthia Carroll and her staff are friendly, polite professionals that will represent any person that needs their legal assistance. I found them to be compassionate. My family and I received positive support during our hardship and difficult time.
Cynthia Carroll and her staff are friendly, polite professionals that will represent any person that needs their legal assistance. I found them to be compassionate. My family and I received positive support during our hardship and difficult time.
Purple Heart
Dec 24, 2019
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Cynthia and her team is great and they are efficient. Cynthia helped me to get financial freedom. She also introduced me to webinars; to educate me on managing my finances. I highly recommend her , she has the knowledge and skills to implement a plan that fits your needs. She has a great relationship with the court and the judge acknowledges her worth.
Carmen Bell-Delgado
Aug 15, 2019
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Is that moment when your walls are closing in and you feel there is no hope and no help when you search for help and
I looked into the picture of Attorney Cynthia L. Carroll and I felt Hope was its way. Her kindness and non judgmental presence made me feel comfortable. Her staff did the same and Together we started working on a path which has me now feeling hopeful.
There is a window of hope. You can do this.
I am thankful I found her and her staff .
Forever thankful.
I looked into the picture of Attorney Cynthia L. Carroll and I felt Hope was its way. Her kindness and non judgmental presence made me feel comfortable. Her staff did the same and Together we started working on a path which has me now feeling hopeful.
There is a window of hope. You can do this.
I am thankful I found her and her staff .
Forever thankful.
Howard L. Washington
Jul 28, 2019
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If you are looking for a good Delaware Financial Lawyer, look no further. Cynthia Carroll is very thorough, and determined to help. She took our case immediately and helped us to get back on track. We left feeling secure that our needs would be met in her hands. She and her staff follows through to make sure that even if changes occur along the way, it was addressed to the satisfaction of her client. In her hands, we were able to lower our mortgage, get out of debt and more. My wife and I were very pleased to have worked with her. She is the best at what she does.
Muchemi Kamanja
Jun 03, 2013
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We have a great experience with Ms. Carroll, a Delaware Bankruptcy Attorney. My wife and I have great admiration for her work. She took our case straight way gave us a solution. We had gone to this large law firm with teams of bankruptcy lawyers that kept giving promises they kept on breaking until we were lost and confused. When we went to Ms. Carroll, she straight way filed our case, understood our concerns and expeditiously provided a quick fix. Her staff did an excellent job and answered all our questions. As we are waiting for the final solution, we have confidence Ms. Carroll will help us
