Patty Newby-theLoanDesigner
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Patty Newby-theLoanDesigner
Patty Newby and her team want to help you get the home you've always wanted, just like they've been doing since 2004. Whether you're interested in refinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we'll help you do it.

A jumbo loan is a mortgage loan that exceeds the traditional conforming limit of $510,400. For veterans of serving or served our country getting a VA Loan can make financing your home much easier. Patty and her team at Thrive Mortgage truly went above and beyond to fund our loan. My situation was very unique and she was able to meet and exceed the requirements given to her for us to obtain our loan.
Services
I grew up in Indiana and moved to Dallas in 1999. I'm blessed to have a fabulous husband, son, two daughters, son in law, daughter in law, and a lovable puppy which is just the best. I love to cook, travel and just enjoy being with my family and friends at a football game or playing board games. After a 23-year career in IT I left the industry and decided to use my education in the financial area.
For veterans of surviving spouses of veterans, getting a VA home loan can make financing your house much easier. The U.S. Department of Veteran Affairs (VA) guarantees a portion of VA mortgage loans. In other words, the VA adopts the responsibility of covering any losses that may occur from the loan defaulting.
If you or your property don't qualify for a government-insured loan, like an FHA or VA loan, Patty Newby will work with you to find the conventional loan that will help you finance your home. Conventional loans can offer several financing benefits that government-insured loans can't provide.

With Thrive Mortgage, LLC, you will have an experienced professional by your side to determine which financing option will be best suited for your unique situation.With any type of loan comes a certain amount of risk for the financial institution acting as a lender. Often, the government will mitigate this risk by offering programs that will cover potential losses.
Construction Lending: Find a lot or own a lot, select a builder and let's build your Dream Home. We'll be with you from the ground up to keys to your home. We make construction lending easy. I've specialized in construction lending since 2004 and built my own homes too.

Construction Loans: Build offers a full range of construction loan financing options including one- and two-time close construction loans on everything from Conventional to FHA and VA.Our in-house Interim Construction Operations team works closely with buyers and builders to ensure a smooth experience when building a custom home.
I've been working to help clients acquire jumbo loans since 2004. With flexible programs that require no mortgage insurance and as little as 10% down, we will work with you to get the jumbo loans you need. At Thrive Mortgage, LLC, we have the experience to make buying, refinancing, or building your dream home easy!
Reviews (14)
Stephanie Hertz
Stephanie Hertz
Dec 29, 2021
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Patty Newby and her team were a dream to work with - always responsive, upbeat, and professional! They made our loan process a breeze and treated us like family. I highly recommend Thrive and Patty’s team to anyone - they will move mountains to make your dreams a reality. Thank you Patty and team!
Tara Tiede
Tara Tiede
Dec 14, 2021
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Patty & her team made the loan process extremely easy. I was communicated with the entire time, their estimates were accurate and their app was very helpful. The app enables you to upload needed documents and provides a step by step guide through the loan process.
Dzenana Ramovic
Dzenana Ramovic
Nov 03, 2021
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Patty and her team are very efficient and will make your experience as painless as possible. Patty will answer any questions you have and makes sure to answer your call or email quickly. We were happy with the entire process.
Allison Newman
Allison Newman
Oct 21, 2021
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Patty and her team made the home buying process a breeze!! You can complete almost everything from their app, and I was always able to get ahold of someone on the team to ask questions along the way! Highly recommend working with Patty! Oh - ask about locking your rate in if you're building a home - we were able to get a KILLER rate!!
Alyssa Tille
Alyssa Tille
Jul 22, 2021
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So wonderful working with Patty and her team! They were incredibly knowledgeable and really helped us make sure to get our home and to make sure the process was as smooth and stress free as possible!
Ab
Ab
Jul 18, 2021
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Highly recommend Patty and her team. They all were amazing from the start to the end. Great customer service & communications. We are so thankful for everyone, they all worked so hard for us & they cared about their clients. Thank you so much for everything. Your clients, PB & CCB
James Sales
James Sales
Aug 11, 2020
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I am a real estate agent in Dallas that refers The Patty Newby Team to my clients because I know they will be well taken care of. I know my clients will receive excellent service and that makes my job easier! Patty has a wide variety of mortgage programs to fit the needs of my clients. I’ve completed a few transactions with Patty over the last year and they all went great!
Samantha Belyeu
Samantha Belyeu
Jul 31, 2020
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I cannot say enough great things about Patty Newby and Thrive Mortgage. I met her at an open house almost a year ago and she instantly connected with me and maintained contact knowing my buying process was going to be a bit challenging and delayed. Patty is more than a loan officer, she's an all around great person to work with, cares about people, gets down to the roots on what your needs are and makes it happen seamlessly. She also is a great resource for other contacts that she was quick to offer up how I could best utilize them.
Fast forward to now purchasing a home and getting to work with
Jeffrey Sheridan
Jeffrey Sheridan
Jun 06, 2020
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Patty and her team at Thrive Mortgage truly went above and beyond to fund our loan. My situation was very unique and she was able to meet and exceed the requirements given to her for us to obtain our loan. She was thorough and very dedicated to funding our loan. Putting trust into her team for your decision for obtaining a mortgage is where she and the team exceed. I highly recommend her team for first time, and even experienced home buyers. The steps in the process are clearly laid out, and are also updated through out the process…something you will not get when you are just a number to the
Juaneh J.
Juaneh J.
Feb 14, 2020
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Called Patty to set up a time to meet with her and get a feel for the type of loan officer she is. Wasn't impressed in the least. Didn't want to meet with me without me filling a loan application online even though I told her I'm in the preliminary stages of home buying. Came off as an absolute know it all. Couldn't get one word in-- no exaggeration. She's said "I know what you're going to ask me." Then would state the question that she THOUGHT I was going to ask and would answer it herself. She did this multiple times. Even though she didn't hear ONE
Julia M.
Julia M.
Jan 28, 2019
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Patty and her crew are truly amazing we had a very complicated situation. We are small business owners, owning three different companies. They made gathering the documentation a snap, kept us informed of everything that was going on with our mortgage. And we didn't have to sell our previous home first. When loan rates dropped a few years later we went to her right away and wanted to refinance she got us into a much shorter term with a lower interest rate and lowered our payment significantly. I highly recommend her and would trust her to do anything with our mortgage again.
Robby S.
Robby S.
Jun 28, 2017
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It was great workimg with Patty and team! They allowed us to close very quickly and for everything to go smoothly.
Steve C.
Steve C.
May 24, 2017
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Horrible person to do business with. She is ready to take advantage of your situation any time and all the time.
Paola P.
Paola P.
Feb 16, 2017
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Patty has a great and knowledgeable team. They went far and beyond to cover our needs. The walked with us throughout the whole lending-closing process. They educated us and pointed us to the right direction. Great experience!
Thank you guys.