If you're looking for a 10, 15, 20 or 30 year term policy, we will help you find the best policy to suit your individual needs. We specialize in finding the best indexed universal life and guaranteed premium universal life insurance policies. In addition to life insurance products, we also offer fixed indexed annuities, long term care insurance and disability income insurance.
Based in Sarasota, FL, we are licensed to sell life insurance in 48 states. We have served and advised thousands of clients across the country, offering products from over 20 companies. As an independent agency, we are not bound to any one insurance company. We are able to develop strong relationships with our clients and shop around to find the most competitive prices, providing policies from highly rated companies.
Based in Sarasota, FL, we are licensed to sell life insurance in 48 states. We have served and advised thousands of clients across the country, offering products from over 20 companies. As an independent agency, we are not bound to any one insurance company. We are able to develop strong relationships with our clients and shop around to find the most competitive prices, providing policies from highly rated companies.
Services
We shop over 30 companies for the best rates to provide a competitive policy with a reputable company. Every life insurance company is unique. We understand the strengths and weaknesses of each company, and we use this knowledge to advise clients on the amount of coverage they need, the type of policy that is best for them, and any additional riders or benefits that may be appropriate for their policies.
Receive an instant term life insurance quote today. At Deighton Financial Services, we have the knowledge and experience to help you find the best policies with highly rated companies. Run your own quotes using the quote engine below, or give us a call at 1-866-365-6558 to speak with an agent. We look forward to hearing from you!
An annuity is a savings contract with a life insurance company that will guarantee a specific interest rate for a stated period of time or will guarantee a stated payment to the owner for a specific period of time, or for life. Indexed annuities offer accounts that are linked to specific market indexes that hope to achieve higher than average rates of return without risk of loss of principal.
At Deighton Financial Services, one of our specialties is providing hybrid life/LTC insurance plans that cover long term care expenses. The single premium hybrid policies are sometimes referred to as 'asset-based long term care plans.'
The LTC coverage is called a 'long term care rider' or 'chronic illness rider.' Hybrid LTC insurance is a favorable alternative to traditional LTC insurance because hybrid policies are life insurance contracts that provide a death benefit and a guaranteed premium.The premium guarantee is a valuable feature because it allows you to avoid the risk of volatile premium increases in the traditional LTC market.
The LTC coverage is called a 'long term care rider' or 'chronic illness rider.' Hybrid LTC insurance is a favorable alternative to traditional LTC insurance because hybrid policies are life insurance contracts that provide a death benefit and a guaranteed premium.The premium guarantee is a valuable feature because it allows you to avoid the risk of volatile premium increases in the traditional LTC market.
The guide is meant to provide practical advice for people shopping for life insurance online. The content of the guide is based on 30+ years of experience in the business. Check it out and let us know if you have any questions or comments! Receive an instant quote from our online quoting engine, which covers over 20 different companies.
Reviews (9)
Cody Helms
Nov 16, 2021
Report
Matt Messinger
Aug 04, 2021
Report
Charles Park
Dec 22, 2020
Report
Shogo Ito
Dec 18, 2020
Report
Bob has it all whether you're looking for the cheapest policy or have some specific needs. I didn't think an agent could make a difference in buying a term policy... Ask for his insider's guide to buying life insurance. It's a must read. Bob is an outstanding professional with great knowledge and experience. He helped me finding the right policy at the best rate. You won't regret giving him a few minutes if you're in need of a life insurance policy.
Ryan Boyer
Dec 02, 2020
Report
Michael Ledbetter
Nov 15, 2020
Report
As a young husband and father of 4, I recently had my aortic valve replaced. I had previously been denied coverage due to my congenital heart defect. Post-surgery, I had received several extremely high term life quotes. Then I found Bob. He was able to find the right fit for me with a reasonable term life rate to give my family and me peace of mind. Highly, highly recommend.
Mckenzie Connell
Oct 22, 2020
Report
Bob and his team are fantastic! They assisted me in securing a life insurance policy. They explained the different policies and helped me get the perfect policy for me. They we're great at responding to emails and communicating updates during the application process and getting the policy in place. Even though I was in a different state, I personally found it was just as easy to work with him as it would've been to go to an office location. I'd highly recommend contacting them if you are searching for a high quality resource when searching for term life insurance!
Nirjhor Bhowmik
Oct 15, 2020
Report
Excellent experience with Bob in helping me get life insurance. He was extremely knowledge, provided candid advice, and was available at all times to answer my questions and provide insight throughout the process. He came highly recommended and it clearly showed through his work ethic and how much he truly cares for his client's best interests.
Kevin Giglio
Oct 31, 2018
Report
My wife and I worked with Bob Deighton to purchase 2 term life insurance policies for the both of us. Bob was extremely straight forward, and was very up front about the best ways to provide coverage for our family, while still fitting everything into our budget. Bob was extremely responsive, and didn't hesitate in answering our questions.
