At Mishiyeva Law, we work with individuals and small businesses to find debt relief solutions so they can get back on track with their finances. Through bankruptcy, loan modification, and other alternatives, we can help you avoid foreclosure, repossession, and stop your wages from being garnished. It is easy to feel overwhelmed when you do not have enough money to pay your bills.
Creditors will pressure you to pay money you do not have. You may fear answering your phone or opening your mail. You may have endured sleepless nights thinking of how to regain control of your finances. Thankfully, under current Bankruptcy laws, you can take control of your finances and enjoy a stress free financial future.
Creditors will pressure you to pay money you do not have. You may fear answering your phone or opening your mail. You may have endured sleepless nights thinking of how to regain control of your finances. Thankfully, under current Bankruptcy laws, you can take control of your finances and enjoy a stress free financial future.
Services
By filing for a Chapter 7 Bankruptcy, you can eliminate unsecured debts such as credit cards, medical bills, and personal loans. In majority of cases, you will get to keep your home, your car and your personal belongings. You must be eligible to file for Bankruptcy and the criteria varies depending on the type of case you want to file.
If you own significant assets, then a Chapter 13 Bankruptcy may be the best route for you. Instead of trying to keep up with monthly payments to various lenders and creditors, a Chapter 13 Bankruptcy filing creates a single monthly payment "plan" by which certain debts are paid over a 3-5 year period.
A Chapter 7 Bankruptcy filing is proper when a business has no plans of continuing operations and lacks significant assets. If your business structure is that of a sole proprietor or a partnership, then chances are that the debts that you incurred for your business are of personal nature. There is no corporate entity to shield you from personal liability.
Chapter 11 is designed to work for large business owners as well as small business owners. A corporation as large as General Motors or the corner store may file a Chapter 11 Bankruptcy. A business such as a corporation, limited liability company (LLC), or a partnership in serious financial condition may continue to operate without the danger of immediate closure by any of its creditors.
Bankruptcy is a legal remedy afforded to individuals and business suffering from debt. By filing for bankruptcy, you may be able to completely eliminate most your debt, if not all, or agree to a payment plan to pay all debts to your creditors over a fixed amount of months. If you are trying to file for a Chapter 13, then you must wait four years from a prior Chapter 7 filing, or two years from a previous Chapter 13 filing.
Reviews (9)
Inna Vernikov
Jan 02, 2016
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Kamilla runs a professional bankruptcy law firm in NYC. Her communication and service is second to none. She was able to provide professional guidance and is extremely knowledgable and diligent. I would recommend her to anyone searching for a bankruptcy attorney in Manhattan or anywhere else in NYC (it's worth the trip).
John Sanchez
Sep 18, 2015
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Kamilla is a great bankruptcy lawyer in NYC. She did great work for me and helped me get my finances back on track. Her downtown Manhattan office was very welcoming. I received great communication and customer service from start to finish. I always thought getting rid of debt was impossible until I met Kamilla.
Regina Nelson
Sep 06, 2015
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After weeks of trying to get help with my legal problems, I finally walk into the law firm of Kamilla Mishiyeva,Esq., all exhausted and frustrated. She greeted me with such professionalism. She saw me as a person not a number. Kamilla has an outstanding personality, such a calm and pleasant person. When she said yes I will represent you, I knew I was in good hands. Kamilla represented me in a civil case that was resolve in my favor. Thanks to this great hard working lawyer, It was good to know I was in good hands. I recommend this firm to anyone who wants to be treated like a person and not a number
Daniel Rosenfeld
Aug 23, 2015
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Michael P.
Jul 30, 2015
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I discovered Kamilla Mishiyeva on the Internet and made contact on her website. She responded promptly to my questions and my parents and I met with her the next day. She answered all of our questions without hesitation. We were impressed with her professionalism, transparency, and intelligence. These qualities were apparent for our very first meeting and were influential in my family's decision to hire her over other lawyers.
Steve Gray
Jul 19, 2015
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Anthony Santa Maria
Jul 11, 2015
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Michael Grinberg
Jun 29, 2015
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Being familiar with how the lawyer/client relationship works, I would have to say that Kamilla Mishiyeva exceeded my every expectation. She is an excellent communicator. She was always available and took time to answer any of my questions or concerns. Very honest attorney. She is extremely respectful and professional. Definitely treats you as a person. Always was on top of everything with regards to my case. This was a very smooth and stress free process. I would higly recommend her to anyone that is thinking of filling for bankruptcy.
Ben Wright
Jun 24, 2015
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Declaring bankruptcy seemed to be the only option and the best option thanks to Kamilla Mishiyeva. Living in NYC has became nearly impossible with the salaries we get paid these days. The prices in Manhattan are so high that meeting ends meet becomes impossible. Thank you Kamilla, you are the NYC bankruptcy attorney we can all trust.