Filing Bankruptcy Stops Creditors in Their Tracks. If you have never filed for Bankruptcy, the "Automatic Stay" instantly goes into effect upon filing the case. Chapter 13 immediately STOPS ALL CREDITORS from trying to collect what you owe them. If you file a Chapter 13 Bankruptcy you may be able to stop a foreclosure or Sheriff's Sale immediately.
If you have a regular source of income, you may be able to keep your home and cure your mortgage default or past due real estate taxes over a 5-year period. Filing for bankruptcy puts into effect something called the "Automatic Stay." The Automatic Stay immediately stops your creditors from trying to collect what you owe them.
If you have a regular source of income, you may be able to keep your home and cure your mortgage default or past due real estate taxes over a 5-year period. Filing for bankruptcy puts into effect something called the "Automatic Stay." The Automatic Stay immediately stops your creditors from trying to collect what you owe them.
Services
Our law firm was started by Attorney Russell A. Burdelski, who has always been a tough fighter for what is right. At age 17, he joined the Marine Corps and honorably served for four years. After the Marines, he worked his way through college and law school and started this firm right out of law school with the idea that lawyers are not just for the well-off.
If for some reason, such as illness, loss of work or just plain bad planning, your ability to pay for goods or services is interrupted, fear and guilt may often be your first feelings. You may even feel that you've fundamentally failed as a human being. These feelings are nonsense!
Most people who find themselves in this unenviable situation are decent, hardworking individuals whose ability to pay these bills has been impaired through no real fault of their own.The worst thing these people may be guilty of is poor judgment. The guilt we feel about the debts we've run up must be put in perspective.
Most people who find themselves in this unenviable situation are decent, hardworking individuals whose ability to pay these bills has been impaired through no real fault of their own.The worst thing these people may be guilty of is poor judgment. The guilt we feel about the debts we've run up must be put in perspective.
Are you late on your credit card payments? Do unpleasant collection agents harass you and your family? Did you just go through a bitter divorce and did your ex-spouse dump a load of bills on you? Did an unforeseen medical illness leave a ton of unpayable medical bills? Did a change in your employment make those once "E-Z payments" impossible to make?
Are you late on your mortgage payments? Did you just go through a bitter divorce and did your ex-spouse dump a load of bills on you? Did an unforeseen medical illness leave a ton of unpayable medical bills? Do you feel you are under a mountain of never-ending debt? Are you a hard-working individual but you see your piece of the American Dream slipping away?
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