Padgett and Robertson have represented clients in Mobile, Alabama and throughout Southern Alabama with bankruptcy matters since 1978. When it comes to your future experience matters. The attorneys at Padgett and Robertson understand your needs and will work closely with you to get the fresh start you deserve.
Padgett and Robertson have helped thousands of clients just like you find the solution to their financial worries. Padgett and Robertson have represented clients in Mobile, Alabama and throughout Southern Alabama with bankruptcy matters.
Padgett and Robertson have helped thousands of clients just like you find the solution to their financial worries. Padgett and Robertson have represented clients in Mobile, Alabama and throughout Southern Alabama with bankruptcy matters.
Services
Chapter 7 is known as a "fresh start" bankruptcy case. A typical case is discharged in three to four months. In a Chapter 7 all of your unsecured debts such as credit cards and medical bills are eliminated. Generally, you may reaffirm debts with secured. Chapter 13 is a bankruptcy repayment plan. In a Chapter 13 case you will repay all or a portion of your debt over a 3 to 5 year period.
It's hard for working people to make ends meet these days. Even dual-income families find themselves in uncomfortable situations and in need of assistance from bankruptcy courts. Not being able to pay your bills can be disheartening. And the situation is only made worse by relentless harassment from creditors and threats of lawsuits and wage garnishment.
Being in a position where filing for bankruptcy is one's only option for debt relief is something that no one ever plans for. Depending on your circumstances, living under mountains of debt may feel as though it snuck up on you, and perhaps that continuing to spend is the only way to continue providing for your family.
Facing large amounts of debts is extremely stressful, nerve-wracking, and often embarrassing and shameful. For many, debt sneaks up on them-people may be experiencing financial hardship as a result of medical bills, student loans, an unexpected emergency, the loss of a job, or numerous other circumstances that are out of their control.
Facing financial hardship can be stressful and overwhelming. It can leave a person feeling hopeless about their financial future, afraid of what might happen if they continue to leave bills unpaid, worried about their ability to keep food on the table and a roof over their head, and anxious and on edge every time the phone rings.
