Surf City Lawyers
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Surf City Lawyers
We are Orange County's premiere consumer bankruptcy and debt relief law firm focusing on consumer chapter 7 and 13 bankruptcy cases with an emphasis in student loan bankruptcy adversary proceedings and other consumer litigation cases. We partner with our clients by providing them the legal strategy they need to achieve their goals.

We protect assets and eliminate debt for our clients, leaving them with a newfound freedom. We are a unique law firm that focuses on client-centered results. We partner with our clients, bringing our legal expertise to help achieve their goals. We provide exceptional results for our clients through compassionate service and support to our local community.
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We're more than just a law firm. Attorney Christine A. Kingston brings her experience, expertise and reputation within the legal community to work for her clients to achieve results. To date, our team has discharged more than $3 million dollars in student loans for our clients and counting. The rules of the financial system are stacked against you and are designed to bury you in debt.
We are in the business of compassionate care for our clients and their goals. We listen for our client's legal issues, then partner with them to create a strategy that will achieve the results they are seeking. We are experts at what we do and treat our clients like family. We provide out-of-the-box solutions that resolve client concerns.
Christine A. Kingston is author of Discharging Student Loans and 5 Steps to Freedom From Debt. She centers her private practice on Consumer Bankruptcy, litigation in bankruptcy, debt collection practice act claims, fair credit reporting act claim, and mortgages. Attorney Kingston practices in Los Angeles and Orange Counties.
At Surf City Lawyers, our Huntington Beach bankruptcy lawyers are committed to helping individuals and families throughout southern California who are struggling with debt. Once you make an appointment to meet with our lawyers about how to get out of your financial crisis, you'll be left with a newfound freedom from debt and a strategy for realizing your financial dreams.
More than almost any other type of debt, people with student loans tend to bury their heads in the sand because they truly believe there is nothing they can do. They have heard these loans are not dischargeable in bankruptcy. Moreover, they went to school in hopes of increasing their earning potential.
Reviews (19)
Kasey Y.
Kasey Y.
Dec 04, 2021
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Was very on point with communication and carried a great attitude. Proactive lawyers with lots of experience, Christine listened to everything I had to tell her and gave me the best possible options for me to work with. I will be reaching out to them again in my times of need.

Thanks!
A. C.
A. C.
Jan 06, 2021
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What a blessing Christine Kingston is. She helped my mom get through the bankruptcy process with care, understanding and compassion. She is very knowledgeable and straight forward which I totally appreciate. She saw us through til the end, communicated with us regularly to keep us posted and informed, and helped us through obstacles. We are truly grateful for all the care and help we received from Surf City Lawyers and Christine Kingston. I highly recommend Christine Kingston for your Bankruptcy needs and any other needs you may have in which she offers help. Thank You Christine and your team for
Dianna A.
Dianna A.
Jun 27, 2020
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At first when I hired Christine to help me with my bankruptcy case she made alot of promises and ensured her company would be there for me even after the bankruptcy was approved and complete. I thought I was in good hands. After my bankruptcy got approved I was suppose to recieve a letter which I never received so I called them to have it resent they never did and I called several times, in fact I haven't heard Christine's voice since the court date and I was promised they would help me and be there for me evem after the case got approved. When I tried to bring it to Christine attention
Sean B.
Sean B.
Jun 10, 2020
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Do not recommend. Was suppose to contact me prior to taking money from me, did not do so, just helped themselves to my funds. Texted them and had a verbal communication with them that I was not going to need their service. After this they continued to text me and try to contact me with calls and come to find out they charged me for these attempts in just keeping my money. Poor business practice and unprofessional on their part.
Kurt D.
Kurt D.
May 18, 2020
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I wanted to give a great big thank you to Christine at Surf City Lawyers. During these crazy times we're in, Christine and her team were there every step of the way to help us through the BK process. She is not like your typical stuffed shirt lawyer that has a script they work from, she is more of your down to earth straight talking no sugar coating blue collar lawyer that understands what your going through. She is always available to answer questions and will help you through the entire process. We are so happy we chose her to handle our case. I highly recommend choosing her firm whether
Tina B.
Tina B.
Apr 25, 2020
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Christine has been a dream come true for my husband and I. We went to her back in 2018 with a ton of debt. We filed for BK and paying monthly. It all went as smoothe as possible.We have had nothing but great experiences anytime we need to discuss anything with her. Her and her staff had very been so great to us! We are forever grateful! I definitely recommend seeing her as she is no nonsense, funny, non judgmental and super helpful.
Dee C.
Dee C.
Mar 12, 2020
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I highly recommend Christine, she's an awesome, and a genuine professional person! My husband and i met her about 13 years ago, when we were in search of a trustworthy Lawyer. We couldn't of fallen in better hands! Thanks to her, we were out of debt in a timely manner. She is such a knowledgeable, and helpful Lawyer! Well, here we are in trouble again, and ready to contact her ASAP!!!
Victoria H.
Victoria H.
Mar 01, 2020
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I went to Christine to complete a bankruptcy another attorney had started and then retired. I won't go into all the details because it would make this review too long, but if I could give less than one star I would.
Neither Christine nor her admin ever returned my calls. I eventually connected with her paralegal John who was awesome - hope he moves on from there.
Service, communication and knowledge were seriously lacking. Christine talks a good game - but she doesn't deliver. She told me adjustments to my repayment plan weren't going to happen, but I moved forward anyway and
Brice P.
Brice P.
Sep 02, 2019
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Christine is absolutely amazing. She took the time to meet with me and hear all about my case while providing information that I was never aware could make an impact for me.

Christine made clear what my options were and how to move forward and get all of this truly in my past and out of the review mirror.

Thank you for all of your help and assistance.
Jon B.
Jon B.
Aug 30, 2019
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Hire Christine! Prior to meeting with Christine, I interviewed 3 other lawyers to help me out with the 'unknown' bankruptcy process and the common thread amongst those previous 3 lawyers was I didn't feel like their interest was in my best interest. After sitting down and chatting with Christine, I immediately felt at home. She is hands down the most authentic and genuine lawyer I have ever met and she will tell you how it is, which I respect. Christine and her team are very informative and made the bankruptcy process simple and smooth for me. Today, I have implemented some
Derik S.
Derik S.
Feb 27, 2019
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Very informative and affirming consultation with no strings attached. There is no reason not to contact this firm if you are looking for advice, a place to start, or a powerful and honest attorney to fight in your best interest. Very impressed.
Josh M.
Josh M.
Feb 14, 2019
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I would recommend their services to anyone who needs financial help. I was referred by a friend. I went in for a consultation about a month ago and they made me feel very comfortable when I was at a very low point in life. I did not feel pressured to sign a contract and was actually told to just consider them as a plan B. Christine was easy to talk with, very knowledgeable and she walked me through a lot of complicated legal papers that had just completely intimidated me before. I left the office feeling like there are people out there who actually care and want to help people, even if they are
Robert F.
Robert F.
Feb 14, 2019
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Left a message a few days ago, no one returned my call. I sent my friend that needed assistance/questions answered somewhere else. I picked this place as they were close to their home, they live literally 1 Mike away.
No worries.
Steve J.
Steve J.
Sep 17, 2018
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Well, where to start? Let me just say that if you're looking for an easy to contact lawyer...Christine Kingston is NOT the one. I can't tell you how many times I sent email after email and got absolutely NO RESPONSE! I even copied in her assistant and still...nothing.

After months of this treatment, I finally decided to quit and requested my small deposit back.

Her response? Not only did she refuse the refund but she charged me to put together a termination letter.

Wow!

Christine was recommended to me by the church we were attending. The first time I met her, I was completely
Marilyn L.
Marilyn L.
Jul 18, 2016
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Christine is an excellent attorney. She is professional, down-to-earth, patient, and caring - important assets for me because of the situation in which I found myself. Christine's staff is amazing - friendly and very professional. I highly recommend Christine's services - you will not be disappointed!
Irene N.
Irene N.
Apr 07, 2015
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There is no attorney that'll work harder for you. She is personable, professional and extremely knowledgable. Christine truly cares about her clients. I would not hesitate to recommend her services.
Carlos D.
Carlos D.
Nov 26, 2014
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The best attorney and greatest person, thank you Christine, God bless you. For those who read this review don't think twice, this is the professional you need, she puts her heart to help people and client's.
Jos L.
Jos L.
Jan 06, 2014
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One of the best lawyers out there in this or any field. Why? Because she's high integrity, works hard, actually cares about her clients...I mean really cares...and has first hand experience with this stuff. Also a great colleague and friend wiling to share information and spend the time to just give of herself to the community. Couldn't recommend Christine highly enough.

By the way her office location has changed to Huntington Beach!
Manuel M.
Manuel M.
Oct 01, 2013
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I met Christine through some of my colleagues and I have never met an attorney that is so down to earth in my existence!! She is not only knowledgeable on Bankruptcy Law, she is just plain amazing to talk too! As a professional in the credit repair industry, sometimes the consumers need legal council and i will let you know that I send all my clients to Christine A. Wilton. If you have debt problems and don't know where to turn or frankly don't even know what your rights are, I ask you to quickly contact this professional a.s.a.p.
Thank You for taking good care of all my clients.