We're a privately owned and operated agency that delivers comprehensive insurance and risk management solutions in Victorville, California and Southern California. For over a century, we've served individuals, families, and businesses with broad and flexible products and personalized services and we're completely committed to giving each client the best insurance experience possible.
We've grown over our 100-year tenure in The Golden State and we continue to grow. This growth enables us to service wider and more diverse groups of people and enterprises and gives us opportunities to use our local knowledge to help clients stay secure. As a partner of a number of different carriers, we offer a wide variety of personal and commercial insurance programs.
We've grown over our 100-year tenure in The Golden State and we continue to grow. This growth enables us to service wider and more diverse groups of people and enterprises and gives us opportunities to use our local knowledge to help clients stay secure. As a partner of a number of different carriers, we offer a wide variety of personal and commercial insurance programs.
Services
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
What kinds of health insurance are there? There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
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