America's Home Loans

Scott was a breeze to work with, made our home buying process smooth. He was easy to reach by phone or text though much of what we did was via email. Scott showed us all our options and helped us narrow down a loan that worked for us. 5 start experience!

Jason Morales is just the best Mortgage Broker in the business! We had been trying to refinance, I went to all the "big name" lenders, many said they could help, when it became complicated they dropped the ball, I was fortunate to meet Jason, he said he could help, I was skeptical, true to his word he made it happen! We had a very complicated file including an IRS lien I was not aware of. Not only did he work his tail off but he did it with a smile on his face! He got us an amazing rate! I recommend Jason to everyone, he is top notch!

Scott has helped me with several properties as my mortgage broker. Highly recommended. I've purchased several properties and has made the deals happen while holding everyone accountable.

I called the company to ask a technical question about mortgages in general. Scott was professional and generous enough to answer my questions. Great customer service.

My refinancing experience with Scott has been tremendous! He understood my requirement and delivered it very promptly in all the three instances that I worked with him by offering the best interest rate in the market.

Scott was easy to work with, captured a decent rate, and the whole process felt effortless. We will definitely consider Scott when in need of another home loan.

As a realtor with over 16 years of experience, I KNOW how critical it is for my buyers to work with a lender who knows how to solve problems. Scott Lawson is just that man! I had a VA buyer in contract on a home and it quickly became apparent that the original lender hadn't done their homework (and had very little experience.) The result was that my buyers deposit was at risk one week into the transaction.

And then we found Scott Lawson. To say he saved the day is an understatement. The loan my buyer was trying to obtain was unlike anything I'd ever seen. No money down on a purchase over $1.2M? Unheard of! Not only did Scott have a resource for this loan, but he stepped into the transaction nearly 10 days into our escrow period and closed the transaction with skill and expertise. Scott saved my client from losing his deposit AND we both have a happy client in his new home. Nicely done Scott!

My home search took a turn for the worse after my lender backed out on me after getting into contract on a home. I found another lender who said they could help me obtain my loan during their initial review - but they too also were hesitant with my VA loan during the COVID-19 pandemic. I was just about to give up on my search and try to salvage what escrow money I could - when I decided to call a mortgage broker - I was lucky enough to get in touch with Scott Lawson. Scott took the time to learn about my loan qualifications after I told him about my experience with my previous two lenders. Scott clearly has extensive knowledge and expertise in his field - he let me know about a lender with a loan product that fit my qualifications.

A few weeks later and I now am in my new home. It still feels surreal after going through so much to get to the finish line - and I owe it all to Scott. Thanks again for all your help Scott!

I have been searching for a new home in West Sonoma County for over two years. Scott has been incredibly helpful and extremely patient along the way and he's always willing to help without any sense of hurried pushiness. Scott's professional, efficient and patient in the high stakes and high stress game which are character qualities you want on your team. Hire him and he will be there for you however long it takes!

Scott is a seasoned, effective loan officer. He knows his business. He is a hard working, honest and forthright professional. Scott has guided us thru 2 home loan processes, both of which had their share of unique challenges due to our situations. In both cases he was able to find creative ways to accomplish our goals, where I believe a less experienced, less competent loan officer would have struggled to deliver.

This is a very important business transaction and you will want Scott on your side. He has a wide breadth of knowledge in this industry. If there is a way to get a loan Scott will find it, and on the best terms available. I highly recommend him.

Have been working with Scott Lawson there for over 15 years, lots of specialized products for everyone from VA to FHA and awesome rates on qualified convention loans. One of the FHA products we use a lot is Lender paid closing costs including title and escrow which really helps people with limited down paymentsAs a Realtor here in Sonoma County since 1987 (30 plus years) I'm very comfortable with Scott and his performance would highly recommend

My fiancee and I began our search for a new home in the beginning of August 2017. Neither of us had ever purchased a home and we were very new to the experience to say the least. After trying to navigate various informational websites on our own, we made the decision to reach out to Scott at America's Home Loans. After reading his reviews, I called him to schedule an appointment.

We met with him a few days later and left the meeting feeling far more confident about our prospects than we had been. Our local credit union, with whom we have been members for many years, offered a very low loan amount and Scott was able to "crunch the numbers" and offered a substantially larger loan amount. Upon getting established with a realtor and finding the home we really wanted, Scott kept the process relatively painless.

Of course, in buying a home, there are going to be bumps along the way, but our bumps were minimal. Scott worked closely with our realtor and kept us informed along the way. If we ever had questions, he was able to answer them quickly and was very patient with us. We signed the documents for our home on 10/2/17, exactly 2 months after our first meeting with Scott.

I was anticipating months of searching for a home, inspections, and mountains of paperwork. In our case, we found a home quickly, inspections went smoothly, and most of the interim paperwork was able to be signed electronically, with the exception of the final packet of documents. In short, I recommend Scott Lawson with America's Home Loans for the following reasons: 1.

He is informative and patient. 2. He responds quickly and will always keep you in the loop. 3. He is very friendly and approachable. 4. He is realistic and doesn't waste your time. My fiancee and I have already recommended Scott to family, friends, and colleagues. If you are looking for a mortgage, contact him, you won't regret it.

Scott was awesome to work with! Had no issues getting approved, and he has an immense amount of knowledge from all sides of the real estate business! Great person to work with, would gladly work with him in the future!

Scott Lawson's help was fundamental in purchasing our house. Scott, is very straightforward from the beginning to the end of the transaction. He's answers were clear, straight forward, and without any false expectations. He was available via email or phone to answer questions, and to resolve issues any time, even weekends. He's very knowledgeable, and was highly recommended by my coworker for a good reason. If you're looking for a hard-core realtor Scott is the one, and I highly recommend him!

Scott was great. We were first time home buyers and came in basically blind. He came recommended by a friend and we could not have been happier. Highly recommend!

A flawless experience. I never even had to leave my home and I got an interest rate on my home refinance I never dreamed possible. Courteous professional service and all promises kept. As a busy professional what can I say other than Scott really did all the work and made it easy for me! Five Stars!

I found Scott through my family friend who worked with him for years through a local realtor. She has been telling me for years "If you ever want to buy a home, talk to Scott Lawson!" and boy was she correct. Scott was an excellent resource through the process of procuring our FHA loan to buy our home. He was always available, quick to respond to e-mails and calls, and very reassuring through the very stressful process.

He was ever patient with my constant questions and seems extremely knowledgeable about the world of home loans and banking. Scott is extremely honest, tell it like it is, and will give you a great idea right off the bat if what an appropriate loan will be for your family as well as helping you to determine what you can feasibly afford. He seems very focused on great customer service and would call us anytime, day or night, to make sure that our paperwork was done and if something got missed was on it right away to get it corrected.

I felt well taken care of, informed, and most of all I trusted Scott through the entire process of our loan. I feel like in this day and age, having that trust, is extremely important for home buyers. I would go back to work with Scott in a heartbeat! Thank you for a wonderful experience and thank you for helping our home dreams come true!

My wife and I had the pleasure of working with Scott Lawson over the past couple of months to purchase our first home. Scott was extremely helpful and made a confusing process as smooth as possible. I would recommend that anyone looking to finance their home contact him for a pleasant experience.

I have been a Realtor in Sonoma County for apx 30 years, for the past 12 years have been using Scott Lawson at Americas Home Loans he is always upfront with both myself and the clients from VA, FHA or Conventional loans he does it all. In addition he has other special programs that other Lenders do not have access too. We have closed everyone we work with as he goes that extra mile to get the deal done and never gives up always has a plan "B" which in this Market with its ups and downs is very reassuring considering all the time and effort we as Agents put into our Clients.

Before we found Scott Lawson, we were working with another broker who did not put any effort into helping us get a loan approval. My boyfriend I had no idea what we were doing because we were first time home buyers and very young. Scott jumped through countless hoops in order for us to get the approval on our loan to get our home and we are very grateful for him.

He is very friendly and has good communication. He was willing to work around our busy work and school schedules and even met with us to sign the closing documents with a mobile notary. I definitely recommend him to any first time home buyers!