Smolich Insurance Service

Once qualified for Medicare, selecting a plan is more complicated than you might think. There is no one-size-fits-all plan. While Medicare entitles one to a basic level of coverage, it leaves a number of gaps. There are deductibles to be paid, copays, coinsurance, and no cap on annual costs. Prescription drug coverage is very limited, vision coverage and other benefits are lacking.

To fill in these healthcare gaps, one has many options to choose from. That's where I come in! Let me fill you in on your choices and help you navigate Medicare and all its complexities. This consists of Part A and Part B ONLY. It does not cover copays, coinsurance, or have a maximum out-of-pocket limit per year.