Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business.
There are many types of insurance for businesses including coverage for property damage, premises liability, product liability, workers' compensation, and commercial auto. There are many kinds of life insurance, but they generally fall into two categories: Term Insurance and Permanent Insurance. There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
There are many types of insurance for businesses including coverage for property damage, premises liability, product liability, workers' compensation, and commercial auto. There are many kinds of life insurance, but they generally fall into two categories: Term Insurance and Permanent Insurance. There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
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We are an independent agency in Owensboro, Kentucky with the customer in mind. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. Ronnie is your agent for life and health insurance, employee benefits, and senior care products.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
A fire partially destroys a laundromat. The owner purchased insurance for his washers and dryers but didn't buy loss of income insurance. As a result, he went bankrupt before the business could be made fully operational again. A tutoring company owner employs teachers to tutor children after school on the school premises.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
