Brase & Gordon

As an independent insurance agency, our duty is to our clients best interests. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price. We are a little old fashioned, if you want something done quickly, we will do everything we can to assist.

Whether it's coverage for your home, auto, valuables or a personal umbrella, we can design a personal insurance program that is tailored to meet your specific needs. Our goal is to help you secure the proper coverage at a competitive price for all your personal insurance needs. Our goal is to protect you and your family adequately if an unfortunate event occurs that could pose a financial/mental burden that is immeasurable!

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. An auto insurance policy is comprised of six different kinds of coverage (see more below).

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your insurance representative to find out if your boat is covered and what the limits are.

Homeowners insurance is a package policy and provides financial protection against disasters. A basic (or standard) policy insures the home itself and the things you keep in it. This means that it covers both damage to your property and your liability (or legal responsibility) for any injuries or property damage you or members of your family cause to other people.