We are an independent insurance agency located in Manhattan Beach providing a wide range of insurance products and employee benefit plans for individuals, professionals and corporations. Located at 1001 6th Street, Suite 100, Manhattan Beach, CA 90266. Serving all of the South Bay, Manhattan Beach, Hermosa Beach, Redondo Beach, Torrance, Palos Verdes Peninsula & Greater Los Angeles area.
All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular strategy.
All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular strategy.
Services
Bozajian & Carter Insurance Services is an independent insurance agency located in Manhattan Beach providing a wide range of insurance products and employee benefit plans to individuals, professionals and corporations. With no direct ties to any one insurance company, we are able to search the marketplace for the most competitive products and services for our clients.
The most common question that we hear is "how much life insurance do you recommend we carry?" There is no magic formula for determining what is appropriate. We like to say you should have enough insurance so that coupled with your existing assets your family's world is not "turned upside down" at your death.
Brian was born and raised in Los Angeles. He holds a Bachelor of Arts degree in Economics from UCLA and the professional designation of Chartered Life Underwriters from the American College in Bryn Mar Pennsylvania. Brian entered the insurance business as a life & disability agent in 1984. He is a life and qualifying member of the Million Dollar Round Table having achieved their highest honors.
Life insurance plans in which the premium obligations and policy benefits of a life insurance policy are split between two entities, typically an employer and employee, who share the premium costs and split the benefits at the death of the insured or termination of the agreement. For highly-compensated individuals who need to supplement basic disability plans which may not provide enough coverage for their needs.
If you have key employee whose skills, expertise, client base or other unique attributes make him or her a valuable asset to your business you may want to consider Key Employee life insurance. Typically these employees maintain important client relationships, hod major accounts or simply have information about the functioning of the business that no one else has.
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