Joni Ginno
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Joni Ginno
Who finds their career at age 16? Honestly I was just looking for an after school job! The State Farm agent's office in a small Northern California town was the second office that I walked into that day and a character of a man (envision Johnny Cash) hired me on the spot! Insurance was a foreign world to me considering that I was still a dependent and had not yet needed to secure any insurance on my own.

However, as I look back, I believe it was the fear of not knowing anything that helped me to develop a style of communicating with my customers in an easy to understand manner. I remember how that felt and it is super important to me that my team and I have the ability to explain insurance concepts in a way that makes sense to you.
Reviews (20)
Emily Swisegood
Emily Swisegood
Dec 21, 2021
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Joni and her Team are the best in the business! They are very knowledgeable and go above and beyond for their clients. That do a great job explaining coverages so you know exactly what you’re getting. Joni and Melissa are the most caring and compassionate people I’ve ever had the chance to work with. You would be doing yourself a disservice not working with this insurance team.
Jackie T.
Jackie T.
Sep 24, 2021
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My partner's family has been with StateFarm, this particular spot, for years. They always had great things to say, especially about Melissa, so right when I purchased my vehicle, I came here as well to get insured. I've been with StateFarm for about 3 years now and all my visits here has been wonderful. As you enter, they always offer you a drink or snack, making you feel welcomed.

Our go to person is Melissa, she has such a great energy surrounding her and always do her very best to help us with our problems. She's amazing and my partner and I always leave StateFarm with a smile
Bary Kupp
Bary Kupp
Apr 14, 2021
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I have always had excellent service from your team. Worked with Eric today and he was very helpful.
Malissa Herzbrun
Malissa Herzbrun
Aug 26, 2020
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Awful service... Stay away from State Farm and Joni Gino's office. The CAMP fire was a horrible event and this office made it 100x worse. BEWARE!!! They will not pay your claims and make you fight to get the benefits you paid for.
Vernon Smith
Vernon Smith
Aug 20, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Always helpful, and willing to go the extra mile for clients. Take it from a appreciative customer.they solve problems claims and more, for me. Thanks team! VERN
Ryan Crosby
Ryan Crosby
Jun 10, 2020
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Joni and her excellent team are the best. She is my one responsible source for all my insurance needs and I would recommend her to anyone.
Victoria Day
Victoria Day
Jun 03, 2020
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The staff is super helpful and let you know they are Okay if they aren't the best option for you (we just moved to an area they State farm doesn't cover). Super sweet and help you out with any questions you have.
Ila Holmes
Ila Holmes
Dec 11, 2019
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I was with Joni Ginno-StateFarm for 18 years until I moved out of state. Her office has amazing service and Joni will talk to you 1 on 1 each year to make sure all your need insurance and financial needs are met (I had a car loan with Joni.) I have yet to find an ins. company in my new state that does this type of service (including State Farm office here.) Thank you Joni and Staff for all those great years.
Melody Karol
Melody Karol
Dec 01, 2019
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I highly recommend Joni and her team. They are always very knowledgeable and helpful. It’s hard to find a business where the employees actually care and treat you like family. That is exactly what you will find here. Thank you for being so great!
Cathy M.
Cathy M.
Sep 19, 2019
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I don't think I ever understood the need for an insurance agent, until I worked with Joni and her staff. They are friendly, reliable, thorough, and incredibly knowledgable. I've never felt more educated and in control of my policies. Joni and her team have set the bar extremely high. Thank you for always being there!
Mary G.
Mary G.
Sep 19, 2019
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Joni Ginno State Farm has been our agent for over 20 years. Her attention to our needs and priorities is unmatched. The philosophy of Joni and her staff is to provide information to customers, not sell policies to them, thus the customer is always in the driver's seat, provided the pros and cons of any potential insurance transaction, and never pressured in any way. We have had claims that have been processed with complete support, speed, and efficiency. This business is one of the very few in which I do not hesitate to talk with any of the staff; there is no need to "go to the
David A.
David A.
Aug 31, 2019
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Loyal customer. The staff today at Joni Ginno - State Farm Insurance Agent in chico ca. They talk down to me today. So I canceled my insurance and moved to Allstate. Secondly, I hate when they call me trying to up-sale me before they take actions on my account.
Alan T.
Alan T.
Aug 01, 2019
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I had a roadside emergency in Oroville, yesterday. My policy includes emergency roadside assistance, however I did not have the 800 number in my contact list on my phone. I called the office in Chico to get the number and Ariana offered to assist me directly as she felt that she would be able to get a local (Oroville) tow service to my rescue faster than the firm that State Farm normally contracts with. It was a very hot day anything that would get me out of the heat on Highway 70 was appreciated.

The tow truck arrived very quickly and service person was really friendly. Ariana went out
Michael M.
Michael M.
Nov 14, 2018
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My parents just lost a home in the camp fire, Joni's proffesionalism, knowledge, and reassurance was comforting in such a dificult time, her service is second to none. Thank you Joni!
Cherylee G.
Cherylee G.
Jun 22, 2018
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I have been working with Joni and State Farm for probably over 20 years. They were recommended by a salesman at Wittmeier Auto Center nearby. I was 21 when I purchased my first home and they were with me. At that time it was "entry level" only-what is-required insurance to get me into my first home. As the years have progressed, they have been there when I needed additional coverage, optional insurance (Flood, Earthquake, Renters and Personal Property). Recently I sold and purchased a new home. There was a glitch with FEMA and I wasn't able to get a quick refund. I gave up
Bo Z.
Bo Z.
Jul 14, 2017
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I have been working with this office for more than 5 years. They are super nice, super professional, super efficiency and super responsible. I strongly recommend them if you are n need of a local State Farm agent.
Chris W.
Chris W.
Jan 16, 2017
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I really appreciated Joni taking the time to discuss business planning with me,the advice and information she gave me was incredibly helpful
Les L.
Les L.
Jun 24, 2016
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When I moved to the Bay Area from Chico twenty-five years ago I kept my long time State Farm Agent. When he retired Joni took over some of his clients. I was one of the lucky ones.
Joni has been my agent now for maybe eighteen years. I have met her exactly TWICE. I always know that when I have a claim, or just a question about a policy all I have to do is pick up the phone. No phone tree, voice mail, get back to me later or any other modern day lack of client service. Joni (and her great staff) always give me red carpet treatment. I could easily move my business to a State Farm agent here in
Aveed K.
Aveed K.
Jun 23, 2016
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I've worked with my fair share of insurance agents and insurance agencies over the past 16 years, and I've never been as impressed by the level of care or attention to detail as I have been with Joni Ginno's office. From the hospitality offered as soon as you walk in -- popcorn, coffee, water, etc. -- to the personalized service they provide each and every month, it would be difficult to find another agent who takes the time and care to provide the service that Joni and her agents do. Having been unlucky enough to have been involved in a few accidents and, most recently, having had
Rachelle Stelzner
Rachelle Stelzner
May 20, 2015
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I have been referred to Joni Ginno numerous times for her superior customer service. Her staff members and herself truly care about their customers and want to provide them with the best services they can offer. I have lived in Chico my whole life and have never met a more kind insurance agent.