First Capital Commercial
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First Capital Commercial
First Capital Commercial is a commercial real estate lender that is invested in your success. Since 2002, our exceptional loan options have empowered both local companies and robust franchises. First Capital Commercial is here to assist you when your company needs that extra financial boost to achieve your dreams and goals.

First Capital is happy to announce our new Insurance division. We are excited to be able to provide your loan and insurance to your property! Contact us to find out more about insurance. First Capital Commercial provides numerous solutions to meet your financial needs. Our specialty is US Small Business Administration (SBA) loans, especially 504 and 7a projects.
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First Capital Commercial sets a high standard in the commercial real estate lending industry with our competitive rates and our personal care for our clients. We understand that financial hurdles intimidate and hinder business owners as they attempt to propel their companies to higher levels of success.
At First Capital Commercial, we establish trusting relationships with our clients, which continue to bring them back to work with us again and again. Read what our clients have to say about their experience with us. Stay up to date with First Capital Commercial! Check in on our blog to view company updates, financial advice, and news about commercial loans.
Troy Stringam has over 20 years in banking experience, specializing in commercial lending. In 1989, he started as a bank teller, and grew into management positions. In his management positions, Troy found a love for Small Business Administration loans, and has found great satisfaction, as a commercial lender, in providing financial means for companies to grow and improve.
Michele has spent her time doing a little bit of everything. She studied at Brigham Young University as well as Utah Valley University. Michele has run marathons, taught pre school, worked as a dental assistant, but most importantly, spent her golden years as a stay-at-home mother to her four children.
Send your questions and comments our way! Whether you'd like us to help you understand different loan types, or are just curious about our company, our team at First Capital Commercial would love to hear from you. If you would like to hear back from us sooner, give us a call using the number listed below.
Reviews (9)
Adam Shepherd
Adam Shepherd
Jan 24, 2021
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Troy and his team at first capital commercial have been nothing short of fantastic. He has helped me acquire funding for real estate and a ground up build. I ask a ton of questions, never once did I feel like they did not want to help. Troy is ultra responsive, very clear and committed all the way through the end of the project. We used SBA funding which I certainly was nervous about in the beginning. SBA has some unique requirements but Troy has made the whole process from start to finish simple for this very anxious borrower. I have a hard time thinking anyone would go further and reach above
Ryan Schriever
Ryan Schriever
Jul 05, 2020
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Troy and his team have been absolutely fantastic. They helped us with an SBA loan. They are experts. Troy carefully walked us through every step of the process, effectively heading off problems before they even became issues. I highly recommend them.
Megan Hansen
Megan Hansen
Jan 20, 2020
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I had a great experience working with First Capital Commercial to get my commercial building loan. Troy was very helpful, explained the process clearly, and worked quickly. The customer service was awesome. I highly recommend this company!
Jacci Miller
Jacci Miller
Dec 02, 2019
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First Capital, Troy Stringham and his team were a delight to work with.
They were incredible partners and made what I thought would be a very complicated process a breeze.
I loved that they always called back and the flow of information was seamless. They have been a wonderful part of our team and I am so glad they were our lending partner!
Sincerely, Jacci Hood-Miller
Interior Concepts Design House
Debbie Harper
Debbie Harper
Jan 06, 2019
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I have had many experiences working with the lenders at First Capital Commercial. The staff is great to work with...they are knowledgeable in all aspects of SBA lending and are always on top of each of their loans. I highly recommend them to anyone looking for commercial RE financing.
Brooke Delahunty
Brooke Delahunty
Aug 25, 2018
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Troy and his team were so helpful teaching me about the commercial loan and SBA process. They had the best interest rate and took the time to make sure I was getting the best loan package available. I highly recommend the FCC team!
Sean Ashby
Sean Ashby
Jul 27, 2018
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I’ve worked with First Capital in many capacities over the last 10 years. Their knowledge, experience, and level of professionalism is unmatched. They truly add value to your project. I’d recommend Troy and his team to anyone in need of financing.
Brennan Stringam
Brennan Stringam
Jul 17, 2018
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Troy and his team know the secrets of a good commercial lending experience, and that is great customer service, follow through, and keeping the client’s best interests in mind. If you are looking for a smooth lending experience and a company that takes the hard part out of lending, then First Capital is the company you need for your commercial project. Most importantly, they do the hard part of shopping your loan for you, so that you can focus on what you do best, running your business. I would highly recommend First Capital Commercial for any commercial lending needs.
Michael Delahunty
Michael Delahunty
Jun 12, 2018
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The First Capital Commercial team is very personable and easy to work with! I always feel up to date with the process and know that when I work with their team, I am going to get a quick response. They are my #1 choice for commercial lending and SBA loans. They'll treat you right and get the best job done at the best rate. Fantastic team!