Merit Insurance Service
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Access new business and policy holder services forms organized by carrier, state of issuance and product type. Streamlined application options to save you valuable time. Select from iGo, drop-ticket, fully underwritten, simplified and accelerated underwriting platforms. Real-time visibility on the status of your cases.

View pending case data, licensing, contracting, and display the full book of submitted and placed business. Everything you need to know about the contracting process including: basic contracting requirements, how to get contracted, and downloadable contracting kit for new and existing CPS producers.
Services
As an Independent Financial Advisor or Insurance Professional, one of your most important relationships is with your Brokerage General Agency. MERIT has built its success and reputation on providing the highest quality service, products, education, technology and support to insurance professionals, financial planners and investment advisors.
MERIT has a comprehensive and competitive portfolio of life products to meet your clients' needs ranging from the Lowest Cost Term to Guaranteed UL, Cash Accumulation products such as Indexed UL and Whole Life to Final Expense. As Impaired Risk specialists, we work hard to find carriers for your health challenged clients.
Every day families are faced with the difficult task of saying goodbye to loved ones. As hard as it is to deal with the loss, unexpected costs can create a financial burden on family members, making this time even harder. Life insurance provides family members with the comfort of knowing they will not have to dip into their savings to pay for the final expenses of a loved one.
In today's environment, many clients are looking for not only secure insurance protection but a way to provide liquidity in the event of an unexpected need or to supplement their retirement years.

If you have a client who wants a product that offers affordable permanent protection with strong cash value accumulation potential and, at the same time, offers the flexibility to use this accumulation for financial needs or cash flow at a later date, MERIT has the product.
Regardless of age, young or old, everyone has clients who are not perferred and who have one or more health issues. These people are always challenges to find the right carrier and risk class to quote them. We offer serveral ways for you to communicate the details of your client's health condition to us.
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