H B Resources Insurance Service
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H B Resources Insurance Service
Let us help you create a customized benefits package that meets your needs while controlling costs. See how we can help. Personal insurance provides a strong defense so you can protect what matters most, from your home and autos to your most valued possessions. Discover how life insurance can provide a financially secure future for the people who matter most and how affordable peace-of-mind can be.

Discover personalized business insurance solutions to address the specific risks your business faces, no matter what your industry or niche. HB Resources Insurance Services was established in 1996 by Hazel Bright as an independent brokerage firm. We do not work for an insurance company, we work for our clients.
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At HB Resources Insurance Services we offer customized benefit packages to meet you and your employee's needs while controlling costs. We pride oursleves on our personal customer service and always keep up-to-date on new health issues. We use our knowledge and expertise to help to keep you in compliance with laws & regualtions and avoid costly penalties.
Employers often have many reasons to offer group health insurance for their employees. Whether you're required to offer benefits due to the size of your company, or simply wish to provide an attractive benefits package for your employees, there is an affordable group health option for your business.
Unlike other types of insurance, dental plans are not a safety net against an unlikely event in the way that emergency medical services or homeowner's insurance is. By opting for group dental insurance, you can lower the cost of your premiums while still enjoying the benefits of regular dental cleaning and checkups.
In the event of a disabling injury or illness, your health and wellbeing is of utmost importance and you can rest at ease knowing that your medical policy will cover all associated expenses. But what many individuals overlook is the ability to insure one's income with a disability policy.

The State of California requires all employees pay into its short-term disability program through payroll deductions; however, long term disabilities in excess of one year will have to processed through the federal Social Security program where 85% of applicants are rejected.Group Benefits are coordinated with California's SDI program.
A Health Savings Account (HSA) is designed to work with a qualifying high-deductible health plan (HDHP). The money goes in tax-free, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. You can carry over unused funds from year to year and the account is yours to keep even if you change jobs, change health plans or retire.
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